Mortgage lending in Jo Daviess County, Illinois
Lenders in Jo Daviess County, Illinois reported 650 mortgage applications for 2025, according to the CFPB.
650 mortgage applications and 452 loans originated in 2025; the denial rate was 16.6% of 565 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jo Daviess County, IL.
- 650
- Applications
- 452
- Loans originated
- 16.6%
- Denial rate
- 94 denied of 565 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 650 | 452 |
| 2024 | 560 | 358 |
| 2023 | 555 | 366 |
| 2022 | 759 | 515 |
| 2021 | 1,231 | 870 |
| 2020 | 1,175 | 807 |
| 2019 | 779 | 539 |
| 2018 | 777 | 494 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupaco Community Credit Union | 145 | 185 |
| Rocket Mortgage | 29 | 37 |
| Greenstate Credit Union | 29 | 35 |
| US Bank, N.A. | 20 | 25 |
| Fidelity Bank & Trust | 17 | 18 |
| Midwestone Bank | 15 | 22 |
| Guaranteed Rate, Inc. | 11 | 16 |
| Crosscountry Mortgage, LLC | 9 | 12 |
| Mortgage Research Center | 6 | 11 |
| United Wholesale Mortgage | 6 | 10 |
| Pennymac Loan Services LLC | 6 | 9 |
| Umb Bank NA | 6 | 11 |
| New American Funding, LLC. | 5 | 8 |
| Alliant Credit Union | 5 | 7 |
| JPMorgan Chase Bank, NA | 5 | 5 |
| Empeople Credit Union | 4 | 9 |
| Woodford State Bank | 4 | 4 |
| Barrington Bank & Trust Company, N.A. | 4 | 6 |
| DuTrac Community Credit Union | 3 | 4 |
| Huntington National Bank | 3 | 3 |
| Coastal Community Bank | 3 | 6 |
| Arc Home LLC | 3 | 3 |
| Newrez LLC | 3 | 6 |
| Originpoint, LLC | 3 | 3 |
| Nationstar Mortgage | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 535 | 15.5% of 470 decided |
| Joint | under 10 | |
| Race Not Available | 98 | 20.0% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 501 | 15.5% of 445 decided |
| Joint | withheld | |
| Ethnicity Not Available | 100 | 22.5% of 80 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 219 | 17.2% of 192 decided |
| Female | 128 | 21.1% of 109 decided |
| Joint | 243 | 12.2% of 213 decided |
| Sex Not Available | 60 | 23.5% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1722 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved