Mortgage lending in Jackson County, Illinois
Lenders in Jackson County, Illinois reported 973 mortgage applications for 2025, according to the CFPB.
973 mortgage applications and 500 loans originated in 2025; the denial rate was 26.8% of 740 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, IL.
- 973
- Applications
- 500
- Loans originated
- 26.8%
- Denial rate
- 198 denied of 740 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 973 | 500 |
| 2024 | 905 | 461 |
| 2023 | 914 | 521 |
| 2022 | 1,153 | 692 |
| 2021 | 1,472 | 927 |
| 2020 | 1,335 | 828 |
| 2019 | 1,106 | 683 |
| 2018 | 1,027 | 629 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 46 | 60 |
| SIU Credit Union | 41 | 62 |
| Regions Bank | 39 | 87 |
| Rocket Mortgage | 34 | 54 |
| Mortgage Research Center | 23 | 39 |
| Gershman Investment Corp. | 20 | 38 |
| US Bank, N.A. | 19 | 32 |
| FirstTrust Home Loans | 17 | 20 |
| First Mid Bank and Trust, NA | 16 | 31 |
| Premier Mortgage Resources, LLC | 15 | 20 |
| New American Funding, LLC. | 13 | 22 |
| First National Bank of Ava | 11 | 22 |
| Figure Lending LLC | 10 | 16 |
| Community Banc Mortgage Corp | 10 | 15 |
| United Wholesale Mortgage | 10 | 20 |
| Peoples National Bank, N.A. | 9 | 10 |
| Pennymac Loan Services LLC | 9 | 25 |
| Wolfe Financial Inc | 8 | 12 |
| Fifth Third Bank, National Association | 8 | 10 |
| Banterra Bank | 7 | 15 |
| Farmers State Bank of Alto Pass | 6 | 9 |
| United Community Bank | 5 | 8 |
| Navy Federal Credit Union | 5 | 16 |
| Ark-LA-Tex Financial Services LLC | 4 | 4 |
| Member First Mortgage, LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 24 | no rate: base under 50 |
| Black or African American | 67 | 46.0% of 50 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 729 | 24.0% of 562 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 127 | 32.6% of 92 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 806 | 25.7% of 619 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 129 | 33.0% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 364 | 30.4% of 276 decided |
| Female | 269 | 28.3% of 205 decided |
| Joint | 270 | 19.9% of 211 decided |
| Sex Not Available | 70 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2520 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved