Mortgage lending in Hamilton County, Illinois
Lenders in Hamilton County, Illinois reported 136 mortgage applications for 2025, according to the CFPB.
136 mortgage applications and 71 loans originated in 2025; the denial rate was 31.0% of 113 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hamilton County, IL.
- 136
- Applications
- 71
- Loans originated
- 31.0%
- Denial rate
- 35 denied of 113 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 136 | 71 |
| 2024 | 129 | 78 |
| 2023 | 143 | 77 |
| 2022 | 200 | 105 |
| 2021 | 239 | 145 |
| 2020 | 244 | 149 |
| 2019 | 201 | 105 |
| 2018 | 181 | 102 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples National Bank, N.A. | 31 | 39 |
| Rocket Mortgage | 8 | 15 |
| FirstTrust Home Loans | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 11 |
| Mortgage Research Center | 4 | 5 |
| US Bank, N.A. | 4 | 4 |
| 21ST Mortgage | 3 | 5 |
| Coastal Community Bank | 2 | 2 |
| Gershman Investment Corp. | 2 | 2 |
| PNC Bank N.A. | 2 | 2 |
| Scott Credit Union | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| CBI Bank & Trust | 1 | 1 |
| New American Funding, LLC. | 1 | 5 |
| Freedom Mortgage Corporation | 1 | 4 |
| Legence Bank | 1 | 1 |
| Fifth Third Bank, National Association | 1 | 1 |
| Figure Lending LLC | 0 | 1 |
| Planet Home Lending, LLC | 0 | 0 |
| Southwest Stage Funding LLC | 0 | 2 |
| Farm Credit Mid-America, Aca | 0 | 1 |
| loanDepot.com LLC | 0 | 1 |
| Guild Mortgage Company | 0 | 2 |
| Triad Financial Services, Inc. | 0 | 2 |
| First Financial Bank NA | 0 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 118 | 31.3% of 96 decided |
| Joint | under 10 | |
| Race Not Available | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 115 | 32.0% of 97 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 46 | no rate: base under 50 |
| Female | withheld | |
| Joint | 58 | 23.5% of 51 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2518 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved