Mortgage lending in Fulton County, Illinois
Lenders in Fulton County, Illinois reported 836 mortgage applications for 2025, according to the CFPB.
836 mortgage applications and 539 loans originated in 2025; the denial rate was 21.3% of 708 applications decided. The median loan was about $85,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fulton County, IL.
- 836
- Applications
- 539
- Loans originated
- 21.3%
- Denial rate
- 151 denied of 708 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 836 | 539 |
| 2024 | 775 | 532 |
| 2023 | 799 | 537 |
| 2022 | 855 | 565 |
| 2021 | 1,249 | 845 |
| 2020 | 1,243 | 876 |
| 2019 | 930 | 626 |
| 2018 | 806 | 521 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Equity First Credit U | 97 | 139 |
| MidAmerica National Bank | 75 | 122 |
| Flat Branch Mortgage, Inc. | 71 | 78 |
| Ipava State Bank | 46 | 56 |
| Morton Community Bank | 40 | 55 |
| Rocket Mortgage | 19 | 30 |
| Bank of Farmington | 16 | 18 |
| Mortgage Research Center | 14 | 27 |
| US Bank, N.A. | 12 | 16 |
| First State Mortgage Services | 8 | 11 |
| United Wholesale Mortgage | 8 | 12 |
| Pennymac Loan Services LLC | 7 | 8 |
| United Community Bank | 6 | 8 |
| CBI Bank & Trust | 6 | 6 |
| Compeer Financial | 6 | 11 |
| Better Banks | 5 | 7 |
| Midwest Bank | 5 | 5 |
| Flanagan State Bank | 4 | 7 |
| Towne Mortgage Company | 4 | 4 |
| Usaa Federal Savings Bank | 4 | 7 |
| Heartland Bank & Trust Company | 4 | 6 |
| Coastal Community Bank | 3 | 12 |
| The Havana National Bank | 3 | 5 |
| New American Funding, LLC. | 3 | 9 |
| Newrez LLC | 3 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 740 | 21.0% of 637 decided |
| Joint | under 10 | |
| Race Not Available | 84 | 22.0% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 730 | 21.0% of 629 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 93 | 20.6% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 348 | 25.8% of 299 decided |
| Female | 207 | 21.5% of 177 decided |
| Joint | 227 | 14.1% of 192 decided |
| Sex Not Available | 54 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2798 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved