Mortgage lending in De Witt County, Illinois
Lenders in De Witt County, Illinois reported 408 mortgage applications for 2025, according to the CFPB.
408 mortgage applications and 281 loans originated in 2025; the denial rate was 16.5% of 352 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: De Witt County, IL.
- 408
- Applications
- 281
- Loans originated
- 16.5%
- Denial rate
- 58 denied of 352 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 408 | 281 |
| 2024 | 319 | 209 |
| 2023 | 277 | 192 |
| 2022 | 395 | 246 |
| 2021 | 557 | 393 |
| 2020 | 516 | 343 |
| 2019 | 360 | 241 |
| 2018 | 468 | 324 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Mortgage Services | 28 | 31 |
| Rocket Mortgage | 20 | 27 |
| Citizens Equity First Credit U | 19 | 32 |
| New American Funding, LLC. | 17 | 29 |
| Flat Branch Mortgage, Inc. | 15 | 16 |
| Heartland Bank & Trust Company | 14 | 26 |
| Longview Community Bank | 11 | 11 |
| Synergy One Lending, Inc. | 9 | 11 |
| First State Bank of Forrest | 8 | 8 |
| Regions Bank | 7 | 9 |
| Mortgage Research Center | 6 | 10 |
| Busey Bank | 6 | 8 |
| Morton Community Bank | 6 | 7 |
| Point Mortgage Corp | 5 | 5 |
| United Wholesale Mortgage | 5 | 7 |
| First State Bank and Trust | 4 | 5 |
| Guild Mortgage Company | 4 | 4 |
| Prairie State Bank & Trust | 3 | 3 |
| Flanagan State Bank | 3 | 3 |
| Coastal Community Bank | 3 | 8 |
| The Fisher National Bank | 3 | 3 |
| Community Banc Mortgage Corp | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 9 |
| Midland States Bank | 3 | 3 |
| Scott State Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 347 | 17.1% of 305 decided |
| Joint | under 10 | |
| Race Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 336 | 16.2% of 297 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 53 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 148 | 14.2% of 127 decided |
| Female | 94 | 22.1% of 86 decided |
| Joint | 134 | 14.0% of 114 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2514 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved