Mortgage lending in DeKalb County, Illinois
Lenders in DeKalb County, Illinois reported 3,414 mortgage applications for 2025, according to the CFPB.
3,414 mortgage applications and 2,152 loans originated in 2025; the denial rate was 18.1% of 2,764 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: DeKalb County, IL HUD Metro FMR Area.
- 3,414
- Applications
- 2,152
- Loans originated
- 18.1%
- Denial rate
- 500 denied of 2,764 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,414 | 2,152 |
| 2024 | 2,992 | 1,904 |
| 2023 | 2,631 | 1,691 |
| 2022 | 3,435 | 2,193 |
| 2021 | 6,061 | 4,140 |
| 2020 | 5,492 | 3,881 |
| 2019 | 3,786 | 2,621 |
| 2018 | 3,183 | 2,173 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 128 | 163 |
| First National Bank of Omaha | 122 | 179 |
| Guild Mortgage Company | 102 | 142 |
| Lennar Mortgage, LLC | 82 | 110 |
| Guaranteed Rate, Inc. | 81 | 127 |
| NVR Mortgage Finance, Inc. | 80 | 99 |
| Old Second National Bank | 68 | 89 |
| Old National Bank | 67 | 109 |
| United Wholesale Mortgage | 65 | 93 |
| Crosscountry Mortgage, LLC | 62 | 72 |
| Compass Mortgage, Inc. | 56 | 63 |
| Greenstate Credit Union | 52 | 75 |
| Resource Bank N.A. | 49 | 54 |
| loanDepot.com LLC | 35 | 51 |
| PNC Bank N.A. | 33 | 58 |
| New American Funding, LLC. | 32 | 60 |
| Huntington National Bank | 28 | 44 |
| Fairway Independent Mort Corp | 28 | 38 |
| JPMorgan Chase Bank, NA | 28 | 57 |
| Mortgage Research Center | 27 | 56 |
| American Pacific Mortgage Corporation | 27 | 33 |
| Lower, LLC | 26 | 35 |
| Heartland Bank & Trust Company | 26 | 39 |
| Credit Union 1 | 25 | 56 |
| Planet Home Lending, LLC | 24 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 66 | 28.3% of 53 decided |
| Black or African American | 109 | 23.8% of 80 decided |
| White | 2,666 | 16.6% of 2,216 decided |
| 2 or more minority races | under 10 | |
| Joint | 45 | no rate: base under 50 |
| Race Not Available | 502 | 24.8% of 359 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 482 | 21.0% of 385 decided |
| Not Hispanic or Latino | 2,404 | 16.6% of 1,988 decided |
| Joint | withheld | |
| Ethnicity Not Available | 427 | 23.9% of 305 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,306 | 21.4% of 1,042 decided |
| Female | 661 | 17.2% of 548 decided |
| Joint | 1,224 | 13.8% of 1,020 decided |
| Sex Not Available | 223 | 27.3% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 878 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved