Mortgage lending in Cumberland County, Illinois
Lenders in Cumberland County, Illinois reported 162 mortgage applications for 2025, according to the CFPB.
162 mortgage applications and 97 loans originated in 2025; the denial rate was 19.1% of 131 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cumberland County, IL.
- 162
- Applications
- 97
- Loans originated
- 19.1%
- Denial rate
- 25 denied of 131 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 162 | 97 |
| 2024 | 135 | 72 |
| 2023 | 112 | 63 |
| 2022 | 142 | 90 |
| 2021 | 210 | 137 |
| 2020 | 246 | 173 |
| 2019 | 184 | 117 |
| 2018 | 184 | 111 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dieterich Bank | 17 | 25 |
| First Mid Bank and Trust, NA | 13 | 19 |
| New American Funding, LLC. | 9 | 15 |
| Rocket Mortgage | 8 | 10 |
| Mortgage Research Center | 7 | 10 |
| Castle & Cooke Mortgage, LLC | 7 | 7 |
| First Financial Bank NA | 3 | 5 |
| Petefish, Skiles, & Company Bank | 2 | 2 |
| Zillow Home Loans, LLC | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 2 |
| Midland States Bank | 2 | 3 |
| NBKC Bank | 1 | 1 |
| Prairie State Bank & Trust | 1 | 2 |
| Neighborhood Loans, Inc | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 6 |
| Coastal Community Bank | 1 | 2 |
| The Peoples State Bank of Newton | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| Guild Mortgage Company | 1 | 3 |
| Community Banc Mortgage Corp | 1 | 3 |
| Constitution Bank N.A. | 1 | 1 |
| Busey Bank | 1 | 1 |
| Spring Eq, LLC | 1 | 1 |
| Longview Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 141 | 17.1% of 117 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 136 | 19.3% of 109 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 57 | no rate: base under 50 |
| Female | 35 | no rate: base under 50 |
| Joint | 60 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2323 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved