Mortgage lending in Bureau County, Illinois
Lenders in Bureau County, Illinois reported 722 mortgage applications for 2025, according to the CFPB.
722 mortgage applications and 468 loans originated in 2025; the denial rate was 20.0% of 604 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bureau County, IL.
- 722
- Applications
- 468
- Loans originated
- 20.0%
- Denial rate
- 121 denied of 604 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 722 | 468 |
| 2024 | 725 | 488 |
| 2023 | 679 | 459 |
| 2022 | 833 | 563 |
| 2021 | 1,149 | 770 |
| 2020 | 1,212 | 884 |
| 2019 | 777 | 520 |
| 2018 | 713 | 474 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Central Bank Illinois | 90 | 104 |
| Heartland Bank & Trust Company | 44 | 63 |
| Rocket Mortgage | 35 | 49 |
| Community Banc Mortgage Corp | 26 | 40 |
| Eureka Savings Bank | 22 | 24 |
| First State Bank | 20 | 29 |
| Midland States Bank | 16 | 38 |
| loanDepot.com LLC | 11 | 17 |
| Financial Plus Credit Union | 10 | 12 |
| First Federal Savings Bank | 9 | 10 |
| Mortgage Research Center | 9 | 13 |
| Guild Mortgage Company | 7 | 9 |
| US Bank, N.A. | 7 | 11 |
| Figure Lending LLC | 6 | 8 |
| First State Mortgage Services | 6 | 6 |
| United Community Bank | 6 | 9 |
| Osb Community Bank | 6 | 10 |
| Compeer Financial | 6 | 8 |
| Peoples National Bank of Kewanee | 6 | 13 |
| Flat Branch Mortgage, Inc. | 6 | 6 |
| JPMorgan Chase Bank, NA | 6 | 11 |
| New American Funding, LLC. | 5 | 17 |
| Mutual of Omaha Mortgage | 5 | 8 |
| Citizens Equity First Credit U | 5 | 7 |
| Coastal Community Bank | 4 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 623 | 18.3% of 526 decided |
| Joint | under 10 | |
| Race Not Available | 81 | 32.3% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 66 | 19.0% of 58 decided |
| Not Hispanic or Latino | 562 | 18.5% of 475 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 81 | 30.6% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 315 | 23.1% of 269 decided |
| Female | 141 | 18.1% of 116 decided |
| Joint | 208 | 13.5% of 170 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2647 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved