Mortgage lending in Bond County, Illinois
Lenders in Bond County, Illinois reported 446 mortgage applications for 2025, according to the CFPB.
446 mortgage applications and 267 loans originated in 2025; the denial rate was 23.4% of 367 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bond County, IL HUD Metro FMR Area.
- 446
- Applications
- 267
- Loans originated
- 23.4%
- Denial rate
- 86 denied of 367 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 446 | 267 |
| 2024 | 439 | 257 |
| 2023 | 389 | 250 |
| 2022 | 504 | 305 |
| 2021 | 743 | 500 |
| 2020 | 703 | 504 |
| 2019 | 458 | 288 |
| 2018 | 382 | 234 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Bradford National Bank of Greenville | 66 | 74 |
| The FNB Community Bank | 24 | 28 |
| New American Funding, LLC. | 13 | 20 |
| FCB Banks | 13 | 17 |
| Rocket Mortgage | 10 | 18 |
| United Wholesale Mortgage | 9 | 14 |
| Scott Credit Union | 8 | 12 |
| Endeavor Capital, LLC | 8 | 11 |
| Midland States Bank | 7 | 15 |
| Mortgage Research Center | 6 | 13 |
| Equity Prime Mortgage LLC | 5 | 5 |
| First Mid Bank and Trust, NA | 5 | 9 |
| Constitution Bank N.A. | 4 | 8 |
| US Bank, N.A. | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 6 |
| Ark-LA-Tex Financial Services LLC | 3 | 4 |
| Busey Bank | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 5 |
| Bank of Springfield | 3 | 4 |
| Das Acquisition Company, LLC | 3 | 3 |
| Regions Bank | 3 | 8 |
| Germantown Trust & Savings Bank | 2 | 2 |
| Figure Lending LLC | 2 | 2 |
| Primelending | 2 | 3 |
| Navy Federal Credit Union | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 371 | 22.3% of 305 decided |
| Joint | under 10 | |
| Race Not Available | 64 | 30.9% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 379 | 21.8% of 312 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 63 | 31.5% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 171 | 25.6% of 137 decided |
| Female | 81 | 28.8% of 66 decided |
| Joint | 147 | 15.3% of 124 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2321 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved