Mortgage lending in Alexander County, Illinois
Lenders in Alexander County, Illinois reported 105 mortgage applications for 2025, according to the CFPB.
105 mortgage applications and 32 loans originated in 2025; the denial rate was 57.0% of 79 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cape Girardeau, MO-IL MSA.
- 105
- Applications
- 32
- Loans originated
- 57.0%
- Denial rate
- 45 denied of 79 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 105 | 32 |
| 2024 | 98 | 30 |
| 2023 | 82 | 22 |
| 2022 | 109 | 39 |
| 2021 | 117 | 34 |
| 2020 | 95 | 29 |
| 2019 | 69 | 35 |
| 2018 | 90 | 35 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank | 7 | 13 |
| Rocket Mortgage | 6 | 11 |
| US Bank, N.A. | 2 | 3 |
| FirstTrust Home Loans | 1 | 1 |
| Flanagan State Bank | 1 | 2 |
| Figure Lending LLC | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 7 |
| Family Finance Mortgage LLC | 1 | 1 |
| Premier Mortgage Resources, LLC | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 3 |
| Mortgage Research Center | 1 | 4 |
| Sterling Bank | 1 | 2 |
| Newrez LLC | 1 | 1 |
| Nationstar Mortgage | 1 | 2 |
| Flat Branch Mortgage, Inc. | 1 | 2 |
| Freedom Mortgage Corporation | 1 | 1 |
| Montgomery Bank | 1 | 1 |
| 21ST Mortgage | 1 | 12 |
| Commerce Bank | 1 | 2 |
| Fifth Third Bank, National Association | 1 | 3 |
| Southwest Stage Funding LLC | 0 | 1 |
| Navy Federal Credit Union | 0 | 1 |
| Old National Bank | 0 | 1 |
| New American Funding, LLC. | 0 | 3 |
| First State Community Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 24 | no rate: base under 50 |
| White | 65 | 52.9% of 51 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | 12 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 85 | 53.1% of 64 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | withheld | |
| Female | 32 | no rate: base under 50 |
| Joint | 40 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved