Mortgage lending in Kent County, Delaware
Lenders in Kent County, Delaware reported 9,209 mortgage applications for 2025, according to the CFPB.
9,209 mortgage applications and 5,023 loans originated in 2025; the denial rate was 26.7% of 7,212 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dover, DE MSA.
- 9,209
- Applications
- 5,023
- Loans originated
- 26.7%
- Denial rate
- 1,928 denied of 7,212 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,209 | 5,023 |
| 2024 | 8,455 | 4,596 |
| 2023 | 7,884 | 4,143 |
| 2022 | 10,591 | 5,924 |
| 2021 | 16,717 | 10,110 |
| 2020 | 13,708 | 8,365 |
| 2019 | 9,173 | 5,410 |
| 2018 | 7,896 | 4,384 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 324 | 430 |
| United Wholesale Mortgage | 246 | 370 |
| Keystone Funding, Inc | 210 | 241 |
| WSFS bank | 194 | 327 |
| Pike Creek Mortgage Services, Inc. | 191 | 234 |
| Del-One Federal Credti Union | 182 | 378 |
| Citizens Bank, NA | 169 | 269 |
| Guild Mortgage Company | 164 | 234 |
| Meridian Bank | 133 | 166 |
| M&T Bank | 123 | 247 |
| NVR Mortgage Finance, Inc. | 121 | 217 |
| Pennymac Loan Services LLC | 121 | 266 |
| Freedom Mortgage Corporation | 118 | 277 |
| PNC Bank N.A. | 105 | 213 |
| loanDepot.com LLC | 102 | 152 |
| Lennar Mortgage, LLC | 89 | 137 |
| Dover Federal Credit Union | 86 | 148 |
| Mortgage Research Center | 80 | 208 |
| Shore United Bank, N.A. | 79 | 122 |
| Navy Federal Credit Union | 79 | 180 |
| Primary Residential Mortgage, INC. | 74 | 97 |
| DHI Mortgage Company, LTD. | 71 | 105 |
| K. Hovnanian American Mortgage | 71 | 97 |
| Crosscountry Mortgage, LLC | 70 | 124 |
| Movement Mortgage, LLC | 67 | 92 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 53 | no rate: base under 50 |
| Asian | 229 | 25.0% of 188 decided |
| Black or African American | 2,370 | 33.2% of 1,815 decided |
| Native Hawaiian or Other Pacific Islander | 21 | no rate: base under 50 |
| White | 4,631 | 22.0% of 3,733 decided |
| 2 or more minority races | 52 | no rate: base under 50 |
| Joint | 181 | 19.6% of 148 decided |
| Race Not Available | 1,672 | 32.1% of 1,242 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 480 | 26.5% of 374 decided |
| Not Hispanic or Latino | 6,949 | 25.7% of 5,513 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,567 | 32.1% of 1,162 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,102 | 26.9% of 2,417 decided |
| Female | 2,563 | 32.1% of 2,028 decided |
| Joint | 2,744 | 19.1% of 2,181 decided |
| Sex Not Available | 800 | 35.7% of 586 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 464 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved