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Mortgage lending in Naugatuck Valley Planning Region, Connecticut

Lenders in Naugatuck Valley Planning Region, Connecticut reported 16,286 mortgage applications for 2025, according to the CFPB.

16,286 mortgage applications and 9,683 loans originated in 2025; the denial rate was 22.2% of 13,034 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Waterbury-Shelton, CT MSA.

16,286
Applications
9,683
Loans originated
22.2%
Denial rate
2,892 denied of 13,034 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Naugatuck Valley Planning Region, Connecticut, by year
YearApplicationsOriginated
202516,2869,683
202414,7568,801

The largest lenders here

Lenders in Naugatuck Valley Planning Region, Connecticut by loans originated, 2025
LenderOriginatedApplications
Rocket Mortgage617840
Total Mortgage Services, LLC504685
United Wholesale Mortgage399568
Thomaston Savings Bank378499
Sikorksy Financial Credit Union345536
Webster Bank, N.A.324594
First World Mortgage Corporaton322378
Liberty Bank298377
CMG Mortgage Inc292411
M&T Bank233406
Ion Bank224327
Crosscountry Mortgage, LLC206322
Citizens Bank, NA180318
American Neighborhood Mortgage Acceptance Company175225
Bank of America NA166448
Newtown Savings Bank161239
TD Bank145307
loanDepot.com LLC130204
Newrez LLC127373
Freedom Mortgage Corporation119280
Guaranteed Rate, Inc.118199
Pennymac Loan Services LLC115239
Prosperity Home Mortgage, LLC104137
Movement Mortgage, LLC102127
American Eagle Fcu100135

Applications by race, ethnicity and sex, 2025

By race, Naugatuck Valley Planning Region, Connecticut: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native9235.6% of 73 decided
Asian45120.1% of 349 decided
Black or African American1,71531.2% of 1,356 decided
Native Hawaiian or Other Pacific Islanderwithheld
White10,37319.1% of 8,474 decided
2 or more minority races43no rate: base under 50
Joint23419.1% of 183 decided
Free Form Text Onlyunder 10
Race Not Available3,33927.7% of 2,527 decided
By ethnicity, Naugatuck Valley Planning Region, Connecticut: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino2,50525.5% of 2,025 decided
Not Hispanic or Latino10,51120.2% of 8,537 decided
Joint40522.3% of 323 decided
Ethnicity Not Available2,85227.1% of 2,143 decided
Free Form Text Only13no rate: base under 50
By sex, Naugatuck Valley Planning Region, Connecticut: applications and denial rate
CategoryApplicationsDenial rate
Male6,00323.9% of 4,791 decided
Female4,13723.7% of 3,341 decided
Joint4,49416.6% of 3,687 decided
Sex Not Available1,65228.0% of 1,215 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved