Mortgage lending in Yolo County, California
Lenders in Yolo County, California reported 4,707 mortgage applications for 2025, according to the CFPB.
4,707 mortgage applications and 2,819 loans originated in 2025; the denial rate was 20.5% of 3,803 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yolo, CA HUD Metro FMR Area.
- 4,707
- Applications
- 2,819
- Loans originated
- 20.5%
- Denial rate
- 778 denied of 3,803 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,707 | 2,819 |
| 2024 | 4,363 | 2,713 |
| 2023 | 3,873 | 2,286 |
| 2022 | 6,277 | 3,795 |
| 2021 | 15,190 | 10,192 |
| 2020 | 15,966 | 10,640 |
| 2019 | 9,362 | 5,832 |
| 2018 | 7,144 | 4,192 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 414 | 521 |
| Rocket Mortgage | 217 | 293 |
| The Golden 1 Credit Union | 186 | 309 |
| Guild Mortgage Company | 112 | 141 |
| The Loan Store, Inc | 76 | 101 |
| Primelending | 70 | 77 |
| US Bank, N.A. | 61 | 134 |
| loanDepot.com LLC | 58 | 88 |
| Kind Lending, LLC | 57 | 74 |
| Bank of America NA | 53 | 137 |
| Pennymac Loan Services LLC | 49 | 84 |
| Lennar Mortgage, LLC | 47 | 63 |
| Newrez LLC | 46 | 88 |
| Inspire Home Loans Inc. | 41 | 48 |
| JPMorgan Chase Bank, NA | 40 | 73 |
| Yolo Federal Credit Union | 39 | 69 |
| Crosscountry Mortgage, LLC | 36 | 52 |
| Spring Eq, LLC | 35 | 111 |
| Travis Credit Union | 34 | 38 |
| Schoolsfirst Fcu | 33 | 47 |
| Wells Fargo Bank NA | 33 | 49 |
| American Pacific Mortgage Corporation | 32 | 36 |
| Guaranteed Rate, Inc. | 30 | 58 |
| CMG Mortgage Inc | 28 | 40 |
| Nationstar Mortgage | 28 | 39 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 60 | no rate: base under 50 |
| Asian | 560 | 19.8% of 450 decided |
| Black or African American | 96 | 23.3% of 73 decided |
| Native Hawaiian or Other Pacific Islander | 27 | no rate: base under 50 |
| White | 2,411 | 19.3% of 2,006 decided |
| 2 or more minority races | withheld | |
| Joint | 193 | 13.1% of 153 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,339 | 23.5% of 1,034 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 894 | 25.7% of 725 decided |
| Not Hispanic or Latino | 2,493 | 18.4% of 2,049 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,080 | 23.0% of 831 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,365 | 24.3% of 1,080 decided |
| Female | 1,082 | 21.8% of 881 decided |
| Joint | 1,736 | 16.3% of 1,445 decided |
| Sex Not Available | 524 | 22.2% of 397 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 94 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved