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Mortgage lending in Tulare County, California

Lenders in Tulare County, California reported 12,233 mortgage applications for 2025, according to the CFPB.

12,233 mortgage applications and 6,843 loans originated in 2025; the denial rate was 22.9% of 9,533 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Visalia, CA MSA.

12,233
Applications
6,843
Loans originated
22.9%
Denial rate
2,180 denied of 9,533 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Tulare County, California, by year
YearApplicationsOriginated
202512,2336,843
202410,4315,725
20238,6394,407
202215,4948,599
202127,09716,532
202024,42515,322
201917,01410,103
201813,8097,903

The largest lenders here

Lenders in Tulare County, California by loans originated, 2025
LenderOriginatedApplications
Golden Empire Mortgage, Inc.8011,015
United Wholesale Mortgage553786
Rocket Mortgage416610
Alameda Mortgage Corporation351489
Change Lending294404
DHI Mortgage Company, LTD.289383
Kind Lending, LLC187254
Pennymac Loan Services LLC172345
loanDepot.com LLC169289
Newrez LLC153346
Educational Employees Credit Union133402
Freedom Mortgage Corporation117309
Pacific Lending LLC111134
Bank of America NA94327
Valley Strong Credit Union92190
CLM Mortgage, Inc8999
JPMorgan Chase Bank, NA88142
Residential Wholesale Mortgage83123
Nationstar Mortgage81141
Figure Lending LLC78173
CMG Mortgage Inc7795
Spring Eq, LLC73243
MLD Mortgage, Inc.dba the Money Store6982
Inspire Home Loans Inc.6788
Guaranteed Rate, Inc.67133

Applications by race, ethnicity and sex, 2025

By race, Tulare County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native19125.6% of 137 decided
Asian51321.3% of 403 decided
Black or African American14723.4% of 111 decided
Native Hawaiian or Other Pacific Islander31no rate: base under 50
White7,23220.2% of 5,713 decided
2 or more minority races11no rate: base under 50
Joint19415.4% of 162 decided
Free Form Text Only19no rate: base under 50
Race Not Available3,89528.3% of 2,964 decided
By ethnicity, Tulare County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino5,59123.2% of 4,373 decided
Not Hispanic or Latino3,59820.0% of 2,834 decided
Jointwithheld
Ethnicity Not Available2,50427.5% of 1,892 decided
Free Form Text Onlyunder 10
By sex, Tulare County, California: applications and denial rate
CategoryApplicationsDenial rate
Male4,30825.8% of 3,353 decided
Female2,59224.2% of 2,065 decided
Joint4,01717.6% of 3,185 decided
Sex Not Available1,31627.4% of 930 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved