Mortgage lending in Sutter County, California
Lenders in Sutter County, California reported 2,479 mortgage applications for 2025, according to the CFPB.
2,479 mortgage applications and 1,363 loans originated in 2025; the denial rate was 24.3% of 1,948 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yuba City, CA MSA.
- 2,479
- Applications
- 1,363
- Loans originated
- 24.3%
- Denial rate
- 473 denied of 1,948 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,479 | 1,363 |
| 2024 | 2,261 | 1,287 |
| 2023 | 1,943 | 1,047 |
| 2022 | 3,689 | 2,091 |
| 2021 | 7,144 | 4,538 |
| 2020 | 6,990 | 4,389 |
| 2019 | 4,932 | 2,932 |
| 2018 | 4,019 | 2,230 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 234 | 324 |
| Rocket Mortgage | 101 | 146 |
| Peak Residential Lending Inc | 77 | 95 |
| Schoolsfirst Fcu | 67 | 92 |
| The Loan Store, Inc | 54 | 79 |
| Sierra Central Credit Union | 47 | 79 |
| Kind Lending, LLC | 47 | 64 |
| The Golden 1 Credit Union | 42 | 80 |
| Tri Counties Bank | 38 | 79 |
| DHI Mortgage Company, LTD. | 35 | 58 |
| Pennymac Loan Services LLC | 30 | 47 |
| Guild Mortgage Company | 29 | 55 |
| K. Hovnanian American Mortgage | 21 | 29 |
| Better Mortgage Corporation | 21 | 32 |
| Bank of America NA | 21 | 50 |
| Sierra Pacific Mortgage Co. Inc | 18 | 21 |
| Nationstar Mortgage | 18 | 28 |
| Spring Eq, LLC | 18 | 48 |
| Figure Lending LLC | 17 | 36 |
| loanDepot.com LLC | 16 | 32 |
| American Pacific Mortgage Corporation | 14 | 18 |
| Freedom Mortgage Corporation | 14 | 38 |
| Wells Fargo Bank NA | 14 | 24 |
| US Bank, N.A. | 13 | 55 |
| Newrez LLC | 12 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 473 | 31.7% of 394 decided |
| Black or African American | 42 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,273 | 20.6% of 1,003 decided |
| 2 or more minority races | under 10 | |
| Joint | 59 | no rate: base under 50 |
| Race Not Available | 583 | 24.9% of 437 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 417 | 23.5% of 324 decided |
| Not Hispanic or Latino | 1,468 | 23.9% of 1,181 decided |
| Joint | withheld | |
| Ethnicity Not Available | 471 | 28.0% of 343 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 795 | 29.5% of 634 decided |
| Female | 536 | 26.1% of 437 decided |
| Joint | 910 | 17.2% of 717 decided |
| Sex Not Available | 238 | 30.6% of 160 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 296 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved