Mortgage lending in Solano County, California
Lenders in Solano County, California reported 14,857 mortgage applications for 2025, according to the CFPB.
14,857 mortgage applications and 8,223 loans originated in 2025; the denial rate was 22.9% of 11,443 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vallejo, CA MSA.
- 14,857
- Applications
- 8,223
- Loans originated
- 22.9%
- Denial rate
- 2,618 denied of 11,443 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 14,857 | 8,223 |
| 2024 | 13,698 | 7,701 |
| 2023 | 12,087 | 6,670 |
| 2022 | 20,425 | 11,643 |
| 2021 | 45,032 | 29,062 |
| 2020 | 44,863 | 28,653 |
| 2019 | 29,871 | 18,249 |
| 2018 | 23,010 | 12,911 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,100 | 1,478 |
| Rocket Mortgage | 734 | 1,015 |
| Travis Credit Union | 342 | 434 |
| loanDepot.com LLC | 314 | 488 |
| Crosscountry Mortgage, LLC | 281 | 413 |
| The Loan Store, Inc | 185 | 253 |
| Pennymac Loan Services LLC | 164 | 309 |
| Bank of America NA | 162 | 526 |
| Newrez LLC | 152 | 412 |
| Guild Mortgage Company | 151 | 227 |
| Kind Lending, LLC | 127 | 166 |
| American Pacific Mortgage Corporation | 123 | 179 |
| New American Funding, LLC. | 116 | 258 |
| Spring Eq, LLC | 116 | 407 |
| Navy Federal Credit Union | 115 | 261 |
| The Golden 1 Credit Union | 111 | 221 |
| US Bank, N.A. | 108 | 240 |
| Guaranteed Rate, Inc. | 106 | 174 |
| CMG Mortgage Inc | 100 | 150 |
| Nationstar Mortgage | 98 | 167 |
| Everett Financial, Inc. | 88 | 144 |
| Coastal Community Bank | 86 | 258 |
| JPMorgan Chase Bank, NA | 86 | 155 |
| Mortgage Research Center | 79 | 208 |
| Freedom Mortgage Corporation | 78 | 222 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 134 | 27.5% of 102 decided |
| Asian | 2,341 | 27.1% of 1,782 decided |
| Black or African American | 1,529 | 29.2% of 1,136 decided |
| Native Hawaiian or Other Pacific Islander | 154 | 28.6% of 105 decided |
| White | 5,827 | 19.2% of 4,655 decided |
| 2 or more minority races | withheld | |
| Joint | 567 | 14.1% of 455 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,181 | 24.4% of 3,115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,605 | 24.5% of 2,050 decided |
| Not Hispanic or Latino | 7,988 | 22.3% of 6,224 decided |
| Joint | 680 | 18.1% of 558 decided |
| Ethnicity Not Available | 3,573 | 24.0% of 2,603 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,720 | 25.8% of 3,665 decided |
| Female | 3,434 | 25.3% of 2,635 decided |
| Joint | 5,112 | 17.0% of 4,049 decided |
| Sex Not Available | 1,591 | 29.1% of 1,094 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 82 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved