Mortgage lending in Sierra County, California
Lenders in Sierra County, California reported 116 mortgage applications for 2025, according to the CFPB.
116 mortgage applications and 51 loans originated in 2025; the denial rate was 34.5% of 84 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sierra County, CA.
- 116
- Applications
- 51
- Loans originated
- 34.5%
- Denial rate
- 29 denied of 84 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 116 | 51 |
| 2024 | 90 | 49 |
| 2023 | 67 | 34 |
| 2022 | 143 | 84 |
| 2021 | 250 | 160 |
| 2020 | 226 | 138 |
| 2019 | 169 | 100 |
| 2018 | 162 | 85 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 8 | 10 |
| Rocket Mortgage | 7 | 11 |
| loanDepot.com LLC | 4 | 5 |
| Crosscountry Mortgage, LLC | 3 | 6 |
| Sierra Central Credit Union | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 3 |
| Kind Lending, LLC | 2 | 2 |
| Spring Eq, LLC | 2 | 3 |
| The Golden 1 Credit Union | 2 | 4 |
| Bank of America NA | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 5 |
| Sierra Pacific Mortgage Co. Inc | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 2 |
| Zillow Home Loans, LLC | 1 | 1 |
| American Financing Corporation | 1 | 1 |
| Cache Valley Bank | 1 | 1 |
| Originpoint, LLC | 1 | 2 |
| Nationstar Mortgage | 1 | 2 |
| Bay Equity LLC | 1 | 1 |
| Nations Direct Mortgage, LLC | 1 | 1 |
| HomeXpress Mortgage Corp. | 1 | 1 |
| Amerisave Mortgage Company | 1 | 5 |
| Canopy Mortgage, LLC | 1 | 1 |
| US Bank, N.A. | 1 | 5 |
| Zions Bancorporation, N.A. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 96 | 31.4% of 70 decided |
| Joint | under 10 | |
| Race Not Available | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 97 | 31.4% of 70 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 43 | no rate: base under 50 |
| Female | 28 | no rate: base under 50 |
| Joint | 35 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 859 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved