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Mortgage lending in San Diego County, California

Lenders in San Diego County, California reported 93,694 mortgage applications for 2025, according to the CFPB.

93,694 mortgage applications and 52,507 loans originated in 2025; the denial rate was 22.0% of 72,313 applications decided. The median loan was about $525,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: San Diego-Chula Vista-Carlsbad, CA MSA.

93,694
Applications
52,507
Loans originated
22.0%
Denial rate
15,941 denied of 72,313 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in San Diego County, California, by year
YearApplicationsOriginated
202593,69452,507
202485,41246,847
202373,28039,330
2022126,29671,945
2021283,966189,586
2020311,280204,539
2019179,508112,495
2018132,66277,226

The largest lenders here

Lenders in San Diego County, California by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage7,0789,687
Rocket Mortgage3,9205,390
Navy Federal Credit Union2,0424,728
Mission Federal Credit Union1,9403,099
US Bank, N.A.1,8673,576
Pennymac Loan Services LLC1,3912,261
Crosscountry Mortgage, LLC1,3682,129
Bank of America NA1,2462,801
JPMorgan Chase Bank, NA1,2201,959
California Coast Credit Union1,1721,683
Spring Eq, LLC7902,299
The Loan Store, Inc7361,235
loanDepot.com LLC7311,219
Newrez LLC7021,704
Figure Lending LLC6181,304
Lennar Mortgage, LLC589915
California Credit Union5831,016
Guaranteed Rate, Inc.5331,047
CMG Mortgage Inc523803
Fairway Independent Mort Corp500691
Wells Fargo Bank NA488904
Kind Lending, LLC424654
Freedom Mortgage Corporation4181,084
HomeBridge Financial Services, Inc407567
Schoolsfirst Fcu397512

Applications by race, ethnicity and sex, 2025

By race, San Diego County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native66831.2% of 493 decided
Asian11,62921.0% of 8,826 decided
Black or African American2,71030.0% of 2,027 decided
Native Hawaiian or Other Pacific Islander39028.1% of 292 decided
White49,52221.6% of 38,959 decided
2 or more minority races29928.9% of 232 decided
Joint4,07216.1% of 3,245 decided
Free Form Text Only12no rate: base under 50
Race Not Available24,39223.2% of 18,231 decided
By ethnicity, San Diego County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino15,84728.6% of 12,226 decided
Not Hispanic or Latino51,89620.4% of 40,570 decided
Joint4,43717.4% of 3,486 decided
Ethnicity Not Available21,47522.0% of 15,999 decided
Free Form Text Only39no rate: base under 50
By sex, San Diego County, California: applications and denial rate
CategoryApplicationsDenial rate
Male30,51225.6% of 23,320 decided
Female16,88225.7% of 13,096 decided
Joint36,14917.1% of 28,654 decided
Sex Not Available10,15123.3% of 7,243 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved