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Mortgage lending in Riverside County, California

Lenders in Riverside County, California reported 90,517 mortgage applications for 2025, according to the CFPB.

90,517 mortgage applications and 48,866 loans originated in 2025; the denial rate was 24.4% of 69,889 applications decided. The median loan was about $405,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Riverside-San Bernardino-Ontario, CA MSA.

90,517
Applications
48,866
Loans originated
24.4%
Denial rate
17,051 denied of 69,889 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Riverside County, California, by year
YearApplicationsOriginated
202590,51748,866
202488,19947,348
202375,88739,544
2022124,92867,884
2021240,895149,857
2020231,544142,793
2019148,63587,298
2018116,60863,912

The largest lenders here

Lenders in Riverside County, California by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage5,9768,394
Rocket Mortgage3,8445,371
Schoolsfirst Fcu2,3603,286
loanDepot.com LLC1,3422,086
Ocmbc, Inc.1,1091,785
Navy Federal Credit Union1,0962,638
Pennymac Loan Services LLC9521,747
The Loan Store, Inc9411,381
DHI Mortgage Company, LTD.9141,324
US Bank, N.A.9142,210
Lennar Mortgage, LLC8301,136
Crosscountry Mortgage, LLC7331,228
Bank of America NA7232,362
Spring Eq, LLC6872,154
JPMorgan Chase Bank, NA6811,127
Franklin Loan Corporation621817
Newrez LLC6101,817
Freedom Mortgage Corporation5661,578
New American Funding, LLC.5201,400
Nationstar Mortgage492844
KBHS Home Loans, LLC491781
Figure Lending LLC4801,010
Guaranteed Rate, Inc.463939
Pulte Mortgage LLC441916
Kind Lending, LLC410680

Applications by race, ethnicity and sex, 2025

By race, Riverside County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native1,07432.4% of 823 decided
Asian7,84323.1% of 5,964 decided
Black or African American5,08729.9% of 3,833 decided
Native Hawaiian or Other Pacific Islander41629.7% of 300 decided
White46,84122.4% of 37,079 decided
2 or more minority races29835.5% of 228 decided
Joint2,59719.8% of 2,078 decided
Free Form Text Only44no rate: base under 50
Race Not Available26,31727.3% of 19,553 decided
By ethnicity, Riverside County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino27,22126.7% of 21,333 decided
Not Hispanic or Latino38,31022.8% of 29,895 decided
Joint4,23520.5% of 3,362 decided
Ethnicity Not Available20,69925.2% of 15,254 decided
Free Form Text Only52no rate: base under 50
By sex, Riverside County, California: applications and denial rate
CategoryApplicationsDenial rate
Male31,98626.2% of 24,860 decided
Female18,08227.1% of 14,019 decided
Joint31,24819.5% of 24,767 decided
Sex Not Available9,20130.3% of 6,243 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved