Mortgage lending in Plumas County, California
Lenders in Plumas County, California reported 795 mortgage applications for 2025, according to the CFPB.
795 mortgage applications and 442 loans originated in 2025; the denial rate was 20.4% of 598 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Plumas County, CA.
- 795
- Applications
- 442
- Loans originated
- 20.4%
- Denial rate
- 122 denied of 598 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 795 | 442 |
| 2024 | 623 | 374 |
| 2023 | 588 | 319 |
| 2022 | 992 | 586 |
| 2021 | 1,927 | 1,191 |
| 2020 | 1,994 | 1,313 |
| 2019 | 1,227 | 746 |
| 2018 | 1,168 | 668 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 65 | 98 |
| Rocket Mortgage | 36 | 57 |
| United Wholesale Mortgage | 33 | 44 |
| Guild Mortgage Company | 28 | 36 |
| The Loan Store, Inc | 13 | 22 |
| Pennymac Loan Services LLC | 13 | 27 |
| US Bank, N.A. | 12 | 28 |
| The Golden 1 Credit Union | 9 | 10 |
| loanDepot.com LLC | 8 | 13 |
| Newrez LLC | 8 | 15 |
| Primelending | 6 | 6 |
| Navy Federal Credit Union | 6 | 14 |
| Paramount Residential Mortgage | 5 | 5 |
| Change Lending | 5 | 7 |
| Summit Funding.inc | 5 | 8 |
| Movement Mortgage, LLC | 5 | 10 |
| Nationstar Mortgage | 5 | 8 |
| Crosscountry Mortgage, LLC | 5 | 9 |
| Amerisave Mortgage Company | 5 | 15 |
| Bank of America NA | 5 | 13 |
| Go Mortgage, LLC | 4 | 5 |
| Figure Lending LLC | 4 | 5 |
| Sierra Central Credit Union | 4 | 7 |
| Premier Mortgage Resources, LLC | 4 | 6 |
| American Pacific Mortgage Corporation | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 611 | 18.6% of 462 decided |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 147 | 28.7% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 570 | 18.2% of 434 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 162 | 29.5% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 239 | 21.9% of 178 decided |
| Female | 159 | 17.7% of 124 decided |
| Joint | 316 | 17.9% of 252 decided |
| Sex Not Available | 81 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 514 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved