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Mortgage lending in Placer County, California

Lenders in Placer County, California reported 18,391 mortgage applications for 2025, according to the CFPB.

18,391 mortgage applications and 11,197 loans originated in 2025; the denial rate was 18.7% of 14,665 applications decided. The median loan was about $425,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area.

18,391
Applications
11,197
Loans originated
18.7%
Denial rate
2,746 denied of 14,665 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Placer County, California, by year
YearApplicationsOriginated
202518,39111,197
202416,39710,053
202314,4458,761
202224,92615,273
202151,84935,457
202056,49338,693
201932,83221,620
201825,11615,164

The largest lenders here

Lenders in Placer County, California by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage1,5522,008
Rocket Mortgage7731,025
The Golden 1 Credit Union512909
The Loan Store, Inc392518
SAFE Credit Union363461
Pennymac Loan Services LLC305446
US Bank, N.A.293581
Bank of America NA240590
loanDepot.com LLC232370
Schoolsfirst Fcu199250
Lennar Mortgage, LLC194253
Guild Mortgage Company176262
DHI Mortgage Company, LTD.175250
Spring Eq, LLC161403
American Pacific Mortgage Corporation158218
Crosscountry Mortgage, LLC146227
Kind Lending, LLC140203
Homeamerican Mortgage Corporation134148
Newrez LLC131281
Paramount Residential Mortgage130181
JPMorgan Chase Bank, NA126203
Nationstar Mortgage114179
Figure Lending LLC97207
CMG Mortgage Inc95145
Wells Fargo Bank NA92155

Applications by race, ethnicity and sex, 2025

By race, Placer County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native15318.8% of 117 decided
Asian2,37418.7% of 1,853 decided
Black or African American27824.2% of 215 decided
Native Hawaiian or Other Pacific Islander64no rate: base under 50
White10,44117.9% of 8,519 decided
2 or more minority raceswithheld
Joint65515.5% of 555 decided
Free Form Text Onlyunder 10
Race Not Available4,36820.9% of 3,313 decided
By ethnicity, Placer County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino1,25221.5% of 1,004 decided
Not Hispanic or Latino12,06817.9% of 9,773 decided
Joint81117.6% of 654 decided
Ethnicity Not Available4,24720.5% of 3,227 decided
Free Form Text Only13no rate: base under 50
By sex, Placer County, California: applications and denial rate
CategoryApplicationsDenial rate
Male5,35422.4% of 4,280 decided
Female3,61820.1% of 2,888 decided
Joint7,61714.8% of 6,223 decided
Sex Not Available1,80222.7% of 1,274 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved