Mortgage lending in Nevada County, California
Lenders in Nevada County, California reported 4,233 mortgage applications for 2025, according to the CFPB.
4,233 mortgage applications and 2,457 loans originated in 2025; the denial rate was 21.5% of 3,362 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nevada County, CA.
- 4,233
- Applications
- 2,457
- Loans originated
- 21.5%
- Denial rate
- 722 denied of 3,362 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,233 | 2,457 |
| 2024 | 3,620 | 2,109 |
| 2023 | 3,223 | 1,857 |
| 2022 | 6,020 | 3,562 |
| 2021 | 12,365 | 8,140 |
| 2020 | 12,724 | 8,298 |
| 2019 | 7,382 | 4,592 |
| 2018 | 6,069 | 3,584 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 333 | 442 |
| The Loan Store, Inc | 166 | 213 |
| Rocket Mortgage | 156 | 214 |
| Tri Counties Bank | 65 | 109 |
| Bank of America NA | 60 | 142 |
| Guild Mortgage Company | 58 | 80 |
| American Pacific Mortgage Corporation | 56 | 83 |
| Crosscountry Mortgage, LLC | 55 | 87 |
| Alameda Mortgage Corporation | 52 | 60 |
| Movement Mortgage, LLC | 51 | 66 |
| Kind Lending, LLC | 44 | 69 |
| The Golden 1 Credit Union | 43 | 99 |
| US Bank, N.A. | 43 | 100 |
| JPMorgan Chase Bank, NA | 43 | 60 |
| Pennymac Loan Services LLC | 39 | 59 |
| Nationstar Mortgage | 37 | 53 |
| Sierra Central Credit Union | 31 | 56 |
| BMO Harris Bank NA | 30 | 73 |
| Spring Eq, LLC | 30 | 89 |
| Sierra Pacific Mortgage Co. Inc | 29 | 50 |
| Figure Lending LLC | 27 | 59 |
| loanDepot.com LLC | 27 | 52 |
| Synergy One Lending, Inc. | 26 | 32 |
| CMG Mortgage Inc | 24 | 33 |
| Morgan Stanley Private Bank NA | 23 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 92 | 21.9% of 73 decided |
| Black or African American | 25 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,073 | 21.1% of 2,479 decided |
| 2 or more minority races | under 10 | |
| Joint | 135 | 15.5% of 116 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 864 | 22.2% of 639 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 163 | 23.1% of 134 decided |
| Not Hispanic or Latino | 3,034 | 21.3% of 2,455 decided |
| Joint | withheld | |
| Ethnicity Not Available | 881 | 21.9% of 648 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,249 | 24.3% of 979 decided |
| Female | 852 | 24.7% of 677 decided |
| Joint | 1,726 | 17.0% of 1,425 decided |
| Sex Not Available | 406 | 26.7% of 281 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 109 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved