Mortgage lending in Mono County, California
Lenders in Mono County, California reported 769 mortgage applications for 2025, according to the CFPB.
769 mortgage applications and 469 loans originated in 2025; the denial rate was 16.6% of 583 applications decided. The median loan was about $465,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mono County, CA.
- 769
- Applications
- 469
- Loans originated
- 16.6%
- Denial rate
- 97 denied of 583 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 769 | 469 |
| 2024 | 637 | 369 |
| 2023 | 561 | 322 |
| 2022 | 1,047 | 629 |
| 2021 | 2,238 | 1,473 |
| 2020 | 2,132 | 1,380 |
| 2019 | 1,179 | 805 |
| 2018 | 949 | 612 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 115 | 148 |
| American Pacific Mortgage Corporation | 64 | 77 |
| United Wholesale Mortgage | 35 | 49 |
| US Bank, N.A. | 18 | 36 |
| The Loan Store, Inc | 16 | 19 |
| Rocket Mortgage | 14 | 27 |
| Pennymac Loan Services LLC | 11 | 15 |
| JPMorgan Chase Bank, NA | 7 | 12 |
| Figure Lending LLC | 6 | 9 |
| Wells Fargo Bank NA | 6 | 8 |
| Guaranteed Rate, Inc. | 5 | 10 |
| Citadel Servicing Corporation | 4 | 6 |
| Schoolsfirst Fcu | 4 | 9 |
| PFN Lending Group, Inc. | 4 | 6 |
| JMAC Lending, Inc. | 4 | 6 |
| Newrez LLC | 4 | 11 |
| Charles Schwab Bank, SSB | 4 | 5 |
| Angel Oak Mortgage Solutions LLC | 4 | 6 |
| Spring Eq, LLC | 4 | 12 |
| Navy Federal Credit Union | 3 | 9 |
| New American Funding, LLC. | 3 | 8 |
| CMG Mortgage Inc | 3 | 7 |
| Ubs Bank USA | 3 | 4 |
| Nationstar Mortgage | 3 | 5 |
| HomeXpress Mortgage Corp. | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 34 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 470 | 16.0% of 363 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 233 | 17.3% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 63 | no rate: base under 50 |
| Not Hispanic or Latino | 440 | 17.4% of 344 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 232 | 16.7% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 252 | 19.9% of 191 decided |
| Female | 116 | 20.4% of 93 decided |
| Joint | 316 | 11.6% of 242 decided |
| Sex Not Available | 85 | 21.1% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 45 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved