Mortgage lending in Mariposa County, California
Lenders in Mariposa County, California reported 651 mortgage applications for 2025, according to the CFPB.
651 mortgage applications and 319 loans originated in 2025; the denial rate was 28.9% of 495 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mariposa County, CA.
- 651
- Applications
- 319
- Loans originated
- 28.9%
- Denial rate
- 143 denied of 495 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 651 | 319 |
| 2024 | 570 | 283 |
| 2023 | 504 | 243 |
| 2022 | 877 | 424 |
| 2021 | 1,556 | 864 |
| 2020 | 1,419 | 802 |
| 2019 | 908 | 514 |
| 2018 | 745 | 380 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 46 | 63 |
| Rocket Mortgage | 31 | 48 |
| ML Mortgage Corp. | 11 | 11 |
| Sierra Pacific Mortgage Co. Inc | 11 | 14 |
| Leaderone Financial Corp. | 8 | 15 |
| American Pacific Mortgage Corporation | 8 | 10 |
| The Loan Store, Inc | 7 | 9 |
| Nations Direct Mortgage, LLC | 7 | 10 |
| American Financial Network, Inc. | 6 | 7 |
| Guaranteed Rate, Inc. | 6 | 10 |
| loanDepot.com LLC | 5 | 10 |
| Mortgage Research Center | 5 | 11 |
| US Bank, N.A. | 5 | 19 |
| Wells Fargo Bank NA | 5 | 5 |
| Paramount Residential Mortgage | 4 | 6 |
| Fairway Independent Mort Corp | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 6 |
| 21ST Mortgage | 4 | 21 |
| The Golden 1 Credit Union | 4 | 7 |
| Bank of America NA | 4 | 11 |
| Pennymac Loan Services LLC | 4 | 14 |
| Bank of Stockton | 3 | 5 |
| HomeBridge Financial Services, Inc | 3 | 4 |
| American Financial Resources LLC | 3 | 4 |
| Primary Residential Mortgage, INC. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | 44 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 396 | 27.3% of 297 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 177 | 34.8% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 76 | 33.3% of 57 decided |
| Not Hispanic or Latino | 383 | 25.3% of 293 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 170 | 34.8% of 132 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 207 | 29.9% of 157 decided |
| Female | 114 | 23.5% of 81 decided |
| Joint | 252 | 25.5% of 196 decided |
| Sex Not Available | 78 | 44.3% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 255 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved