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Mortgage lending in Los Angeles County, California

Lenders in Los Angeles County, California reported 197,721 mortgage applications for 2025, according to the CFPB.

197,721 mortgage applications and 106,684 loans originated in 2025; the denial rate was 24.1% of 152,070 applications decided. The median loan was about $515,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area.

197,721
Applications
106,684
Loans originated
24.1%
Denial rate
36,720 denied of 152,070 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Los Angeles County, California, by year
YearApplicationsOriginated
2025197,721106,684
2024181,57995,267
2023158,52882,635
2022279,684156,516
2021607,504388,130
2020609,293378,912
2019375,739222,930
2018303,131166,733

The largest lenders here

Lenders in Los Angeles County, California by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage8,17612,058
Rocket Mortgage7,65910,994
JPMorgan Chase Bank, NA4,0676,155
Bank of America NA3,6038,999
Schoolsfirst Fcu2,9594,022
US Bank, N.A.2,8746,472
Ocmbc, Inc.2,6324,320
Logix Federal Credit Union2,2123,407
Pennymac Loan Services LLC1,7603,126
Cake Mortgage Corp.1,7062,420
AmWest Funding Corp1,5832,643
Citibank, NA1,5323,172
City National Bank1,4162,151
loanDepot.com LLC1,3812,417
East West Bank1,2501,781
Spring Eq, LLC1,2394,280
Wells Fargo Bank NA1,2312,364
The Loan Store, Inc1,2022,174
New American Funding, LLC.1,0812,717
Crosscountry Mortgage, LLC1,0641,758
New Wave Lending Group Inc9771,421
Wescom Central Credit Union9211,812
Figure Lending LLC9032,198
Guaranteed Rate, Inc.8831,947
HomeBridge Financial Services, Inc8401,216

Applications by race, ethnicity and sex, 2025

By race, Los Angeles County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native1,43237.6% of 1,055 decided
Asian27,03923.0% of 20,921 decided
Black or African American11,43832.4% of 8,665 decided
Native Hawaiian or Other Pacific Islander55237.8% of 423 decided
White90,51522.9% of 71,192 decided
2 or more minority races54734.9% of 415 decided
Joint5,04417.0% of 3,974 decided
Free Form Text Only14069.2% of 94 decided
Race Not Available61,01425.0% of 45,331 decided
By ethnicity, Los Angeles County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino47,26528.0% of 36,668 decided
Not Hispanic or Latino93,84123.0% of 73,173 decided
Joint5,89319.4% of 4,663 decided
Ethnicity Not Available50,57023.3% of 37,450 decided
Free Form Text Only15229.3% of 116 decided
By sex, Los Angeles County, California: applications and denial rate
CategoryApplicationsDenial rate
Male66,51627.3% of 51,155 decided
Female44,51626.4% of 34,587 decided
Joint59,72819.7% of 47,167 decided
Sex Not Available26,96122.5% of 19,161 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved