Mortgage lending in Inyo County, California
Lenders in Inyo County, California reported 493 mortgage applications for 2025, according to the CFPB.
493 mortgage applications and 232 loans originated in 2025; the denial rate was 17.0% of 311 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Inyo County, CA.
- 493
- Applications
- 232
- Loans originated
- 17.0%
- Denial rate
- 53 denied of 311 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 493 | 232 |
| 2024 | 344 | 180 |
| 2023 | 291 | 150 |
| 2022 | 497 | 285 |
| 2021 | 963 | 622 |
| 2020 | 886 | 593 |
| 2019 | 516 | 331 |
| 2018 | 463 | 266 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 40 | 49 |
| Rocket Mortgage | 19 | 26 |
| First Colony Mortgage Corporat | 13 | 16 |
| Crosscountry Mortgage, LLC | 10 | 19 |
| US Bank, N.A. | 8 | 11 |
| Figure Lending LLC | 6 | 7 |
| El Dorado Savings Bank | 6 | 9 |
| Credit Human Federal Credit Un | 6 | 16 |
| 21ST Mortgage | 6 | 33 |
| JPMorgan Chase Bank, NA | 6 | 9 |
| Pennymac Loan Services LLC | 6 | 8 |
| loanDepot.com LLC | 5 | 8 |
| Triad Financial Services, Inc. | 4 | 12 |
| Nationstar Mortgage | 4 | 4 |
| The Loan Store, Inc | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 19 |
| Navy Federal Credit Union | 3 | 5 |
| Guild Mortgage Company | 3 | 7 |
| New American Funding, LLC. | 3 | 7 |
| Sage Home Loans Corporation | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 3 |
| Lendage, LLC Dba Achieve Loans | 2 | 3 |
| Alameda Mortgage Corporation | 2 | 2 |
| Schoolsfirst Fcu | 2 | 2 |
| Royal Pacific Funding | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 273 | 15.7% of 217 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 180 | 22.4% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 254 | 14.6% of 192 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 177 | 19.7% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 125 | 16.0% of 94 decided |
| Female | 105 | 21.0% of 81 decided |
| Joint | 146 | 9.6% of 115 decided |
| Sex Not Available | 117 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 253 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved