Mortgage lending in Del Norte County, California
Lenders in Del Norte County, California reported 690 mortgage applications for 2025, according to the CFPB.
690 mortgage applications and 347 loans originated in 2025; the denial rate was 25.6% of 492 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Del Norte County, CA.
- 690
- Applications
- 347
- Loans originated
- 25.6%
- Denial rate
- 126 denied of 492 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 690 | 347 |
| 2024 | 636 | 327 |
| 2023 | 529 | 270 |
| 2022 | 852 | 474 |
| 2021 | 1,514 | 888 |
| 2020 | 1,199 | 717 |
| 2019 | 842 | 449 |
| 2018 | 798 | 420 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 58 | 87 |
| United Wholesale Mortgage | 39 | 51 |
| Rocket Mortgage | 37 | 56 |
| The Loan Store, Inc | 27 | 36 |
| Tri Counties Bank | 20 | 30 |
| Summit Funding.inc | 9 | 14 |
| Kind Lending, LLC | 9 | 12 |
| Rogue Credit Union | 8 | 13 |
| Resicentral LLC | 7 | 12 |
| Mason-McDuffie Mortgage Corporation | 7 | 12 |
| JPMorgan Chase Bank, NA | 6 | 7 |
| Navy Federal Credit Union | 5 | 10 |
| Guild Mortgage Company | 5 | 7 |
| Mutual of Omaha Mortgage | 5 | 8 |
| US Bank, N.A. | 5 | 15 |
| Figure Lending LLC | 4 | 8 |
| Triad Financial Services, Inc. | 4 | 14 |
| Mortgage Research Center | 4 | 13 |
| Nationstar Mortgage | 4 | 7 |
| loanDepot.com LLC | 3 | 10 |
| Newrez LLC | 3 | 11 |
| Equity Prime Mortgage LLC | 3 | 7 |
| Freedom Mortgage Corporation | 3 | 13 |
| Carrington Mortgage Services LLC | 3 | 4 |
| Sierra Pacific Mortgage Co. Inc | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 434 | 22.0% of 314 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 182 | 31.1% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | no rate: base under 50 |
| Not Hispanic or Latino | 462 | 21.8% of 340 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 149 | 33.7% of 95 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 192 | 23.1% of 134 decided |
| Female | 179 | 31.4% of 124 decided |
| Joint | 247 | 20.4% of 186 decided |
| Sex Not Available | 72 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 461 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved