Mortgage lending in Butte County, California
Lenders in Butte County, California reported 5,947 mortgage applications for 2025, according to the CFPB.
5,947 mortgage applications and 3,408 loans originated in 2025; the denial rate was 21.9% of 4,617 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chico, CA MSA.
- 5,947
- Applications
- 3,408
- Loans originated
- 21.9%
- Denial rate
- 1,012 denied of 4,617 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,947 | 3,408 |
| 2024 | 4,973 | 2,842 |
| 2023 | 4,564 | 2,563 |
| 2022 | 7,473 | 4,402 |
| 2021 | 14,237 | 9,168 |
| 2020 | 13,918 | 9,094 |
| 2019 | 10,153 | 6,391 |
| 2018 | 9,127 | 5,222 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 412 | 547 |
| Rocket Mortgage | 217 | 307 |
| Newrez LLC | 194 | 307 |
| Tri Counties Bank | 193 | 334 |
| Mason-McDuffie Mortgage Corporation | 135 | 162 |
| Fairway Independent Mort Corp | 121 | 163 |
| Kind Lending, LLC | 111 | 149 |
| Sierra Central Credit Union | 99 | 146 |
| Guaranteed Rate, Inc. | 85 | 136 |
| Change Lending | 79 | 117 |
| The Golden 1 Credit Union | 76 | 146 |
| The Loan Store, Inc | 74 | 90 |
| Guild Mortgage Company | 66 | 101 |
| US Bank, N.A. | 60 | 139 |
| Pennymac Loan Services LLC | 56 | 96 |
| Bank of America NA | 54 | 148 |
| Premier Mortgage Resources, LLC | 47 | 91 |
| DHI Mortgage Company, LTD. | 42 | 50 |
| loanDepot.com LLC | 41 | 72 |
| Plains Commerce Bank | 41 | 63 |
| JPMorgan Chase Bank, NA | 39 | 57 |
| Movement Mortgage, LLC | 35 | 59 |
| Schoolsfirst Fcu | 34 | 44 |
| Mortgage Research Center | 34 | 87 |
| Paramount Residential Mortgage | 33 | 40 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 101 | 28.9% of 83 decided |
| Asian | 265 | 25.3% of 198 decided |
| Black or African American | 90 | 29.8% of 67 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,017 | 20.9% of 3,137 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 173 | 21.7% of 143 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,275 | 23.3% of 965 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 642 | 29.0% of 486 decided |
| Not Hispanic or Latino | 3,828 | 20.9% of 2,993 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,192 | 22.1% of 906 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,791 | 26.6% of 1,386 decided |
| Female | 1,372 | 24.3% of 1,074 decided |
| Joint | 2,178 | 16.0% of 1,728 decided |
| Sex Not Available | 606 | 24.9% of 429 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 459 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved