Granite Federal Credit Union
Granite Federal Credit Union reported 502 mortgage applications for 2025, according to the CFPB.
502 mortgage applications and 252 loans originated in 2025; the denial rate was 21.6% of 361 applications decided. Its RSSD in the 2023 reporter panel is 427791. From 2025, the CFPB’s Snapshot release.
The same RSSD is Granite credit union’s: its credit union page on the banks hub.
- 502
- Applications
- 252
- Loans originated
- 21.6%
- Denial rate
- 78 denied of 361 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Granite Federal Credit Union | 502 |
| 2024 | Granite Federal Credit Union | 467 |
| 2023 | Granite Federal Credit Union | 565 |
| 2022 | Granite Federal Credit Union | 818 |
| 2021 | Granite Federal Credit Union | 954 |
| 2020 | Granite Federal Credit Union | 1,009 |
| 2019 | Granite Federal Credit Union | 672 |
| 2018 | Granite Federal Credit Union | 653 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 435 | 21.2% of 321 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 75 | no rate: base under 50 |
| Not Hispanic or Latino | 368 | 18.5% of 281 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 147 | 30.6% of 108 decided |
| Female | 99 | 25.0% of 76 decided |
| Joint | 231 | 16.1% of 162 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved