Central State Bank
Central State Bank reported 158 mortgage applications for 2025, according to the CFPB.
158 mortgage applications and 138 loans originated in 2025; the denial rate was 4.4% of 158 applications decided. Its RSSD in the 2023 reporter panel is 353238. From 2025, the CFPB’s Snapshot release.
The same RSSD is Central State Bank’s: its bank page on the banks hub.
- 158
- Applications
- 138
- Loans originated
- 4.4%
- Denial rate
- 7 denied of 158 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Central State Bank | 158 |
| 2024 | Central State Bank | 91 |
| 2023 | Central State Bank | 118 |
| 2022 | Central State Bank | 193 |
| 2021 | Central State Bank | 164 |
| 2020 | Central State Bank | 181 |
| 2019 | Central State Bank | 124 |
| 2018 | Central State Bank | 124 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 97 | 5.1% of 97 decided |
| Race Not Available | 54 | 3.7% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 100 | 5.0% of 100 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 43 | no rate: base under 50 |
| Female | 17 | no rate: base under 50 |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | 55 | 3.6% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved