Journey Credit Union

Journey Credit Union reported 63 mortgage applications for 2025, according to the CFPB.

63 mortgage applications and 59 loans originated in 2025; the denial rate was 4.8% of 62 applications decided. Its RSSD in the 2023 reporter panel is 346995. From 2025, the CFPB’s Snapshot release.

The same RSSD is Journey credit union’s: its credit union page on the banks hub.

63
Applications: 59
Loans originated: 4.8%
Denial rate: 3 denied of 62 applications decided.

Every year it reported

2 more columns on a wider screen

Journey Credit Union: mortgage applications and loans originated, by year
Year	Name that year	Applications	Originated	Denied
2025	Journey Credit Union	63	59	3
2024	Journey Credit Union	110	84	7
2023	Journey Credit Union	99	71	12
2022	Journey Credit Union	72	66	2
2019	Journey Credit Union	33	26	4
2018	Tradesmen Community Credit Union	38	28	4

Applications by race, ethnicity and sex, 2025

By race, Journey Credit Union: applications and denial rate
Category	Applications	Denial rate
Black or African American	under 10
White	49	no rate: base under 50
Joint	under 10
Race Not Available	under 10

By ethnicity, Journey Credit Union: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	46	no rate: base under 50
Joint	under 10
Ethnicity Not Available	11	no rate: base under 50

By sex, Journey Credit Union: applications and denial rate
Category	Applications	Denial rate
Male	20	no rate: base under 50
Female	under 10
Joint	27	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026