Mortgage lending in Laramie County, Wyoming
Lenders in Laramie County, Wyoming reported 5,394 mortgage applications for 2025, according to the CFPB.
5,394 mortgage applications and 3,343 loans originated in 2025; the denial rate was 17.6% of 4,202 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cheyenne, WY MSA.
- 5,394
- Applications
- 3,343
- Loans originated
- 17.6%
- Denial rate
- 739 denied of 4,202 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,394 | 3,343 |
| 2024 | 4,785 | 2,911 |
| 2023 | 4,078 | 2,547 |
| 2022 | 5,659 | 3,693 |
| 2021 | 9,705 | 6,723 |
| 2020 | 10,287 | 7,363 |
| 2019 | 6,577 | 4,528 |
| 2018 | 5,394 | 3,770 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 468 | 584 |
| Rocket Mortgage | 255 | 330 |
| Jonah Bank of Wyoming | 181 | 211 |
| Meridian Trust Federal Credit Union | 167 | 261 |
| Blue Federal Credit Union | 156 | 275 |
| Guild Mortgage Company | 148 | 197 |
| United Wholesale Mortgage | 131 | 176 |
| WyHy Federal Credit Union | 82 | 139 |
| Mortgage Research Center | 82 | 174 |
| Geneva Financial LLC | 73 | 89 |
| Crosscountry Mortgage, LLC | 73 | 114 |
| American Pacific Mortgage Corporation | 68 | 91 |
| First Western Trust Bank | 64 | 90 |
| Freedom Mortgage Corporation | 55 | 107 |
| Wyoming Bank & Trust | 55 | 66 |
| Newrez LLC | 48 | 84 |
| ANB Bank | 48 | 69 |
| Pennymac Loan Services LLC | 48 | 97 |
| Uniwyo Federal Credit Union | 46 | 71 |
| First Education Federal Credit Union | 44 | 47 |
| First Interstate Bank | 44 | 71 |
| Navy Federal Credit Union | 43 | 77 |
| Guaranteed Rate, Inc. | 41 | 80 |
| Platte Valley Bank | 38 | 45 |
| Western Vista Federal Credit U | 37 | 50 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 63 | no rate: base under 50 |
| Black or African American | 70 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 4,214 | 16.1% of 3,301 decided |
| 2 or more minority races | 10 | no rate: base under 50 |
| Joint | 188 | 20.0% of 140 decided |
| Race Not Available | 797 | 22.8% of 619 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 513 | 28.7% of 383 decided |
| Not Hispanic or Latino | 3,852 | 15.7% of 3,031 decided |
| Joint | 237 | 20.4% of 186 decided |
| Ethnicity Not Available | 792 | 19.3% of 602 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,786 | 17.8% of 1,367 decided |
| Female | 946 | 22.8% of 736 decided |
| Joint | 2,214 | 15.3% of 1,746 decided |
| Sex Not Available | 448 | 16.7% of 353 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 393 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved