Mortgage lending in Carbon County, Wyoming
Lenders in Carbon County, Wyoming reported 532 mortgage applications for 2025, according to the CFPB.
532 mortgage applications and 276 loans originated in 2025; the denial rate was 27.0% of 397 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carbon County, WY.
- 532
- Applications
- 276
- Loans originated
- 27.0%
- Denial rate
- 107 denied of 397 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 532 | 276 |
| 2024 | 427 | 254 |
| 2023 | 390 | 218 |
| 2022 | 514 | 304 |
| 2021 | 939 | 572 |
| 2020 | 855 | 513 |
| 2019 | 605 | 364 |
| 2018 | 478 | 310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Securitynational Mortgage Company | 54 | 64 |
| Rocket Mortgage | 25 | 42 |
| Meridian Trust Federal Credit Union | 23 | 47 |
| Plains Commerce Bank | 23 | 38 |
| United Wholesale Mortgage | 18 | 24 |
| Mortgage Research Center | 14 | 24 |
| RNB State Bank | 12 | 18 |
| Guild Mortgage Company | 7 | 11 |
| Uniwyo Federal Credit Union | 7 | 13 |
| loanDepot.com LLC | 6 | 12 |
| Pennymac Loan Services LLC | 6 | 22 |
| Fairway Independent Mort Corp | 5 | 6 |
| Centennial Lending, LLC | 4 | 6 |
| Nationstar Mortgage | 4 | 9 |
| Jonah Bank of Wyoming | 4 | 4 |
| Amerisave Mortgage Company | 4 | 12 |
| BMO Harris Bank NA | 3 | 7 |
| Navy Federal Credit Union | 3 | 5 |
| Plaza Home Mortgage, Inc | 3 | 7 |
| Freedom Mortgage Corporation | 3 | 14 |
| West Gate Bank | 3 | 4 |
| Carrington Mortgage Services LLC | 3 | 6 |
| Wells Fargo Bank NA | 3 | 4 |
| First National Bank | 2 | 3 |
| Mountain Valley Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 435 | 24.8% of 331 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 76 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 67 | no rate: base under 50 |
| Not Hispanic or Latino | 366 | 26.7% of 285 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 83 | 32.8% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 226 | 22.9% of 175 decided |
| Female | 104 | 37.1% of 70 decided |
| Joint | 167 | 24.2% of 128 decided |
| Sex Not Available | 35 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1675 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved