Mortgage lending in Albany County, Wyoming
Lenders in Albany County, Wyoming reported 1,133 mortgage applications for 2025, according to the CFPB.
1,133 mortgage applications and 779 loans originated in 2025; the denial rate was 14.7% of 950 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albany County, WY.
- 1,133
- Applications
- 779
- Loans originated
- 14.7%
- Denial rate
- 140 denied of 950 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,133 | 779 |
| 2024 | 1,031 | 710 |
| 2023 | 828 | 583 |
| 2022 | 1,222 | 909 |
| 2021 | 2,144 | 1,632 |
| 2020 | 1,891 | 1,392 |
| 2019 | 1,102 | 814 |
| 2018 | 1,029 | 740 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Uniwyo Federal Credit Union | 156 | 195 |
| Jonah Bank of Wyoming | 131 | 135 |
| Rocket Mortgage | 86 | 102 |
| Fairway Independent Mort Corp | 77 | 93 |
| Union Home Mortgage Corp. | 42 | 47 |
| ANB Bank | 27 | 40 |
| StagePoint Federal Credit Union | 16 | 19 |
| First Interstate Bank | 15 | 25 |
| United Wholesale Mortgage | 13 | 22 |
| Guild Mortgage Company | 10 | 14 |
| First National Bank of Omaha | 10 | 18 |
| Navy Federal Credit Union | 8 | 12 |
| Mortgage Research Center | 8 | 30 |
| Pinnacle Bank - Wyoming | 8 | 10 |
| NBKC Bank | 7 | 8 |
| Newrez LLC | 7 | 16 |
| Pennymac Loan Services LLC | 7 | 11 |
| Blue Federal Credit Union | 5 | 14 |
| Meridian Trust Federal Credit Union | 5 | 9 |
| loanDepot.com LLC | 5 | 6 |
| Movement Mortgage, LLC | 5 | 6 |
| Guaranteed Rate, Inc. | 5 | 8 |
| Figure Lending LLC | 4 | 8 |
| BMO Harris Bank NA | 4 | 13 |
| WyHy Federal Credit Union | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 941 | 13.7% of 788 decided |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 143 | 18.2% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 44 | no rate: base under 50 |
| Not Hispanic or Latino | 883 | 14.7% of 742 decided |
| Joint | 52 | no rate: base under 50 |
| Ethnicity Not Available | 154 | 14.2% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 306 | 19.5% of 261 decided |
| Female | 176 | 18.2% of 143 decided |
| Joint | 567 | 10.4% of 480 decided |
| Sex Not Available | 84 | 19.7% of 66 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 392 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved