Mortgage lending in Wood County, Wisconsin
Lenders in Wood County, Wisconsin reported 2,313 mortgage applications for 2025, according to the CFPB.
2,313 mortgage applications and 1,498 loans originated in 2025; the denial rate was 19.7% of 1,956 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wood County, WI.
- 2,313
- Applications
- 1,498
- Loans originated
- 19.7%
- Denial rate
- 385 denied of 1,956 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,313 | 1,498 |
| 2024 | 2,100 | 1,435 |
| 2023 | 1,764 | 1,231 |
| 2022 | 2,210 | 1,495 |
| 2021 | 3,036 | 2,235 |
| 2020 | 2,899 | 2,144 |
| 2019 | 1,801 | 1,264 |
| 2018 | 1,738 | 1,194 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Simplicity Credit Union | 186 | 239 |
| US Bank, N.A. | 95 | 137 |
| Covantage Credit Union | 82 | 120 |
| Associated Bank NA | 82 | 117 |
| Rocket Mortgage | 80 | 123 |
| Valley Communities Credit Union | 77 | 110 |
| Ixonia Bank | 60 | 85 |
| Forward Bank | 57 | 71 |
| Nations Lending Corporation | 43 | 49 |
| Fairway Independent Mort Corp | 39 | 56 |
| Mortgage Research Center | 35 | 65 |
| Uw Credit Union | 31 | 44 |
| BMO Harris Bank NA | 31 | 52 |
| WoodTrust Bank | 28 | 32 |
| Prevail Bank | 27 | 38 |
| Partners Bank of Wisconsin | 27 | 28 |
| United Wholesale Mortgage | 27 | 47 |
| Connexus Credit Union | 24 | 57 |
| Summit Credit Union | 23 | 28 |
| Bank First N.A. | 23 | 25 |
| First Federal Bank | 17 | 22 |
| Pennymac Loan Services LLC | 17 | 42 |
| Towne Mortgage Company | 13 | 14 |
| Figure Lending LLC | 11 | 20 |
| Waterstone Mortgage Corporation | 11 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 18 | no rate: base under 50 |
| White | 1,921 | 19.4% of 1,652 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 306 | 19.3% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 1,943 | 19.6% of 1,655 decided |
| Joint | withheld | |
| Ethnicity Not Available | 290 | 17.8% of 231 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 688 | 21.2% of 580 decided |
| Female | 461 | 26.0% of 384 decided |
| Joint | 969 | 16.5% of 836 decided |
| Sex Not Available | 195 | 15.4% of 156 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1897 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved