Mortgage lending in Winnebago County, Wisconsin
Lenders in Winnebago County, Wisconsin reported 6,354 mortgage applications for 2025, according to the CFPB.
6,354 mortgage applications and 4,662 loans originated in 2025; the denial rate was 12.2% of 5,538 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oshkosh-Neenah, WI MSA.
- 6,354
- Applications
- 4,662
- Loans originated
- 12.2%
- Denial rate
- 674 denied of 5,538 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,354 | 4,662 |
| 2024 | 5,736 | 4,202 |
| 2023 | 4,923 | 3,498 |
| 2022 | 7,146 | 5,254 |
| 2021 | 11,348 | 8,531 |
| 2020 | 11,516 | 8,527 |
| 2019 | 7,579 | 5,476 |
| 2018 | 6,642 | 4,841 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community First Credit Union | 809 | 976 |
| Verve, a Credit Union | 301 | 381 |
| Fox Communities Credit Union | 248 | 323 |
| Rocket Mortgage | 170 | 234 |
| Associated Bank NA | 166 | 235 |
| Nicolet National Bank | 163 | 188 |
| Capital Credit Union | 131 | 176 |
| United Wholesale Mortgage | 129 | 160 |
| US Bank, N.A. | 115 | 162 |
| West Pointe Bank | 105 | 113 |
| Covantage Credit Union | 103 | 129 |
| Fairway Independent Mort Corp | 90 | 112 |
| Guild Mortgage Company | 86 | 105 |
| Nations Lending Corporation | 83 | 91 |
| Home State Bank National Association | 83 | 99 |
| Uw Credit Union | 71 | 101 |
| Wells Fargo Bank NA | 69 | 85 |
| Mortgage Research Center | 67 | 125 |
| Bank First N.A. | 66 | 76 |
| BMO Harris Bank NA | 64 | 105 |
| Waterstone Mortgage Corporation | 64 | 70 |
| Winnebago Community Credit Union | 62 | 65 |
| Johnson Bank | 51 | 61 |
| Old National Bank | 43 | 57 |
| Premier Community Bank | 38 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 127 | 15.7% of 102 decided |
| Black or African American | 90 | 19.7% of 71 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,021 | 11.9% of 4,433 decided |
| 2 or more minority races | under 10 | |
| Joint | 102 | 12.0% of 83 decided |
| Race Not Available | 973 | 11.4% of 813 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 187 | 26.8% of 157 decided |
| Not Hispanic or Latino | 5,085 | 12.0% of 4,466 decided |
| Joint | 106 | 13.7% of 95 decided |
| Ethnicity Not Available | 976 | 10.2% of 820 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,846 | 16.5% of 1,579 decided |
| Female | 1,196 | 15.5% of 1,022 decided |
| Joint | 2,588 | 8.3% of 2,313 decided |
| Sex Not Available | 724 | 10.3% of 624 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1674 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved