Mortgage lending in Waupaca County, Wisconsin
Lenders in Waupaca County, Wisconsin reported 2,174 mortgage applications for 2025, according to the CFPB.
2,174 mortgage applications and 1,460 loans originated in 2025; the denial rate was 16.1% of 1,862 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Waupaca County, WI.
- 2,174
- Applications
- 1,460
- Loans originated
- 16.1%
- Denial rate
- 300 denied of 1,862 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,174 | 1,460 |
| 2024 | 1,785 | 1,224 |
| 2023 | 1,606 | 1,094 |
| 2022 | 2,267 | 1,607 |
| 2021 | 3,544 | 2,525 |
| 2020 | 3,424 | 2,486 |
| 2019 | 2,393 | 1,669 |
| 2018 | 2,279 | 1,590 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community First Credit Union | 275 | 349 |
| Fox Communities Credit Union | 160 | 222 |
| Covantage Credit Union | 96 | 128 |
| Bank First N.A. | 70 | 94 |
| Rocket Mortgage | 62 | 87 |
| Wolf River Community Bank | 43 | 50 |
| United Wholesale Mortgage | 38 | 55 |
| Premier Community Bank | 36 | 44 |
| Associated Bank NA | 36 | 49 |
| Guild Mortgage Company | 31 | 35 |
| Ixonia Bank | 28 | 34 |
| Mortgage Research Center | 26 | 45 |
| Capital Credit Union | 24 | 39 |
| Nicolet National Bank | 23 | 26 |
| Fairway Independent Mort Corp | 20 | 22 |
| Waterstone Mortgage Corporation | 19 | 24 |
| Freedom Mortgage Corporation | 18 | 26 |
| Uw Credit Union | 16 | 22 |
| Barrington Bank & Trust Company, N.A. | 16 | 19 |
| Summit Credit Union | 14 | 16 |
| Pennymac Loan Services LLC | 14 | 28 |
| Cardinal Financial Company, Li | 13 | 15 |
| Home State Bank National Association | 12 | 13 |
| Simplicity Credit Union | 12 | 17 |
| East Wisconsin Savings Bank | 11 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,851 | 15.1% of 1,599 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 257 | 22.5% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 1,827 | 15.7% of 1,584 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 277 | 19.4% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 656 | 21.0% of 552 decided |
| Female | 374 | 24.1% of 323 decided |
| Joint | 971 | 9.6% of 847 decided |
| Sex Not Available | 173 | 17.9% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2287 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved