Mortgage lending in Waukesha County, Wisconsin
Lenders in Waukesha County, Wisconsin reported 17,755 mortgage applications for 2025, according to the CFPB.
17,755 mortgage applications and 12,607 loans originated in 2025; the denial rate was 13.5% of 15,250 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Milwaukee-Waukesha, WI MSA.
- 17,755
- Applications
- 12,607
- Loans originated
- 13.5%
- Denial rate
- 2,062 denied of 15,250 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 17,755 | 12,607 |
| 2024 | 15,533 | 10,989 |
| 2023 | 14,573 | 10,661 |
| 2022 | 20,245 | 14,747 |
| 2021 | 39,742 | 29,905 |
| 2020 | 44,436 | 33,344 |
| 2019 | 25,840 | 19,098 |
| 2018 | 19,338 | 14,082 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Landmark Credit Union | 2,085 | 2,696 |
| Summit Credit Union | 1,298 | 1,704 |
| Uw Credit Union | 805 | 1,057 |
| Waukesha State Bank | 483 | 595 |
| Associated Bank NA | 410 | 601 |
| Rocket Mortgage | 380 | 493 |
| Fairway Independent Mort Corp | 370 | 448 |
| Educators Credit Union | 305 | 442 |
| BMO Harris Bank NA | 293 | 470 |
| Johnson Bank | 285 | 334 |
| US Bank, N.A. | 273 | 434 |
| United Wholesale Mortgage | 264 | 353 |
| Newrez LLC | 246 | 410 |
| Bank Five Nine | 241 | 305 |
| A+ Mortgage Services, Inc. | 210 | 226 |
| Guild Mortgage Company | 205 | 260 |
| Ixonia Bank | 199 | 266 |
| JPMorgan Chase Bank, NA | 176 | 263 |
| Great Midwest Bank SSB | 159 | 198 |
| North Shore Bank | 153 | 210 |
| Pennymac Loan Services LLC | 135 | 199 |
| Tri City National Bank | 99 | 146 |
| Huntington National Bank | 96 | 136 |
| Nationstar Mortgage | 90 | 124 |
| Guaranteed Rate, Inc. | 87 | 149 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 652 | 18.7% of 508 decided |
| Black or African American | 230 | 25.8% of 182 decided |
| Native Hawaiian or Other Pacific Islander | 13 | no rate: base under 50 |
| White | 14,543 | 12.9% of 12,660 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 379 | 12.9% of 325 decided |
| Race Not Available | 1,890 | 15.3% of 1,524 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 596 | 22.9% of 494 decided |
| Not Hispanic or Latino | 14,643 | 12.9% of 12,677 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,020 | 15.6% of 1,661 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,597 | 16.2% of 3,827 decided |
| Female | 2,786 | 18.0% of 2,387 decided |
| Joint | 9,239 | 10.5% of 8,110 decided |
| Sex Not Available | 1,133 | 16.7% of 926 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 650 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved