Mortgage lending in Washington County, Wisconsin
Lenders in Washington County, Wisconsin reported 5,769 mortgage applications for 2025, according to the CFPB.
5,769 mortgage applications and 4,037 loans originated in 2025; the denial rate was 14.9% of 4,946 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Milwaukee-Waukesha, WI MSA.
- 5,769
- Applications
- 4,037
- Loans originated
- 14.9%
- Denial rate
- 739 denied of 4,946 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,769 | 4,037 |
| 2024 | 5,131 | 3,568 |
| 2023 | 4,540 | 3,214 |
| 2022 | 6,219 | 4,420 |
| 2021 | 12,478 | 9,321 |
| 2020 | 13,232 | 9,854 |
| 2019 | 8,084 | 6,045 |
| 2018 | 6,366 | 4,603 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Landmark Credit Union | 644 | 851 |
| Summit Credit Union | 257 | 354 |
| BMO Harris Bank NA | 153 | 220 |
| Associated Bank NA | 151 | 201 |
| Rocket Mortgage | 148 | 189 |
| Uw Credit Union | 140 | 185 |
| Fairway Independent Mort Corp | 113 | 165 |
| Bank Five Nine | 94 | 118 |
| United Wholesale Mortgage | 90 | 117 |
| Glacier Hills Credit Union | 88 | 109 |
| US Bank, N.A. | 87 | 137 |
| Newrez LLC | 81 | 143 |
| Bell Bank | 79 | 94 |
| Guild Mortgage Company | 75 | 99 |
| Forte Bank | 60 | 79 |
| Westbury Bank | 59 | 64 |
| Educators Credit Union | 58 | 69 |
| State Bank of Newburg | 57 | 68 |
| National Exchange Bank and Trust | 54 | 67 |
| Horicon Bank | 49 | 59 |
| CMG Mortgage Inc | 47 | 57 |
| Waukesha State Bank | 46 | 52 |
| Ixonia Bank | 42 | 60 |
| Johnson Bank | 42 | 50 |
| Mortgage Research Center | 40 | 63 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 89 | 10.4% of 77 decided |
| Black or African American | 70 | 31.6% of 57 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,834 | 14.3% of 4,180 decided |
| 2 or more minority races | under 10 | |
| Joint | 100 | 12.0% of 83 decided |
| Race Not Available | 647 | 19.3% of 524 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 97 | 26.2% of 84 decided |
| Not Hispanic or Latino | 4,866 | 14.4% of 4,206 decided |
| Joint | withheld | |
| Ethnicity Not Available | 711 | 18.2% of 577 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,555 | 17.9% of 1,302 decided |
| Female | 1,002 | 19.0% of 878 decided |
| Joint | 2,799 | 11.4% of 2,435 decided |
| Sex Not Available | 413 | 18.7% of 331 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 959 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved