Mortgage lending in Washburn County, Wisconsin
Lenders in Washburn County, Wisconsin reported 677 mortgage applications for 2025, according to the CFPB.
677 mortgage applications and 435 loans originated in 2025; the denial rate was 19.9% of 558 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washburn County, WI.
- 677
- Applications
- 435
- Loans originated
- 19.9%
- Denial rate
- 111 denied of 558 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 677 | 435 |
| 2024 | 616 | 391 |
| 2023 | 544 | 353 |
| 2022 | 745 | 456 |
| 2021 | 1,279 | 862 |
| 2020 | 1,426 | 978 |
| 2019 | 931 | 615 |
| 2018 | 782 | 520 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Indianhead Credit Union | 41 | 46 |
| Johnson Bank | 36 | 43 |
| Royal Credit Union | 35 | 50 |
| Rocket Mortgage | 24 | 32 |
| Westconsin Credit Union | 22 | 31 |
| Crosscountry Mortgage, LLC | 20 | 25 |
| Superior Choice Credit Union | 15 | 22 |
| Citizens Community Federal N.A. | 13 | 21 |
| US Bank, N.A. | 11 | 27 |
| Associated Bank NA | 8 | 15 |
| Compeer Financial | 7 | 8 |
| Dairy State Bank | 6 | 10 |
| American Pacific Mortgage Corporation | 6 | 7 |
| Summit Credit Union | 5 | 5 |
| Prosperity Home Mortgage, LLC | 5 | 6 |
| loanDepot.com LLC | 5 | 11 |
| Mortgage Research Center | 5 | 21 |
| Bell Bank | 5 | 6 |
| Frandsen Bank & Trust | 5 | 7 |
| BMO Harris Bank NA | 4 | 14 |
| Navy Federal Credit Union | 4 | 7 |
| Old National Bank | 4 | 4 |
| Bankers' Bank | 4 | 5 |
| Fairway Independent Mort Corp | 4 | 5 |
| Guaranteed Rate, Inc. | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 603 | 20.2% of 499 decided |
| Joint | under 10 | |
| Race Not Available | 66 | 18.5% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 590 | 19.8% of 485 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 73 | 21.3% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 215 | 26.3% of 171 decided |
| Female | 109 | 25.8% of 89 decided |
| Joint | 304 | 14.6% of 260 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1512 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved