Mortgage lending in Vilas County, Wisconsin
Lenders in Vilas County, Wisconsin reported 1,290 mortgage applications for 2025, according to the CFPB.
1,290 mortgage applications and 833 loans originated in 2025; the denial rate was 16.3% of 1,067 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vilas County, WI.
- 1,290
- Applications
- 833
- Loans originated
- 16.3%
- Denial rate
- 174 denied of 1,067 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,290 | 833 |
| 2024 | 1,137 | 786 |
| 2023 | 1,064 | 736 |
| 2022 | 1,586 | 1,083 |
| 2021 | 2,584 | 1,831 |
| 2020 | 2,926 | 2,119 |
| 2019 | 1,742 | 1,207 |
| 2018 | 1,584 | 1,038 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Nicolet National Bank | 124 | 149 |
| Associated Bank NA | 62 | 94 |
| BMO Harris Bank NA | 49 | 92 |
| Covantage Credit Union | 42 | 55 |
| Summit Credit Union | 42 | 55 |
| Rocket Mortgage | 36 | 52 |
| Incrediblebank | 30 | 39 |
| Uw Credit Union | 23 | 28 |
| United Wholesale Mortgage | 20 | 34 |
| Ixonia Bank | 18 | 22 |
| Peoples State Bank | 16 | 27 |
| Forward Bank | 13 | 13 |
| loanDepot.com LLC | 12 | 23 |
| Johnson Bank | 12 | 18 |
| Newrez LLC | 11 | 18 |
| US Bank, N.A. | 10 | 30 |
| Guild Mortgage Company | 9 | 13 |
| Pennymac Loan Services LLC | 9 | 12 |
| Bank Five Nine | 8 | 13 |
| Navy Federal Credit Union | 8 | 12 |
| Mortgage Research Center | 8 | 16 |
| Fairway Independent Mort Corp | 8 | 10 |
| Barrington Bank & Trust Company, N.A. | 8 | 11 |
| Huntington National Bank | 7 | 8 |
| Bank First N.A. | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,099 | 16.0% of 920 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 165 | 16.5% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,076 | 15.4% of 894 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 188 | 19.9% of 151 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 369 | 24.6% of 305 decided |
| Female | 162 | 20.2% of 124 decided |
| Joint | 663 | 10.3% of 566 decided |
| Sex Not Available | 96 | 22.2% of 72 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 851 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved