Mortgage lending in Racine County, Wisconsin
Lenders in Racine County, Wisconsin reported 8,447 mortgage applications for 2025, according to the CFPB.
8,447 mortgage applications and 5,490 loans originated in 2025; the denial rate was 19.9% of 7,250 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Racine-Mount Pleasant, WI MSA.
- 8,447
- Applications
- 5,490
- Loans originated
- 19.9%
- Denial rate
- 1,444 denied of 7,250 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,447 | 5,490 |
| 2024 | 7,704 | 4,953 |
| 2023 | 7,182 | 4,735 |
| 2022 | 9,540 | 6,295 |
| 2021 | 15,414 | 10,852 |
| 2020 | 15,140 | 10,479 |
| 2019 | 9,807 | 6,700 |
| 2018 | 8,106 | 5,549 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Educators Credit Union | 995 | 1,383 |
| Landmark Credit Union | 510 | 718 |
| Johnson Bank | 325 | 403 |
| Rocket Mortgage | 244 | 320 |
| Summit Credit Union | 181 | 266 |
| Fairway Independent Mort Corp | 145 | 181 |
| North Shore Bank | 117 | 184 |
| American Pacific Mortgage Corporation | 110 | 136 |
| Uw Credit Union | 108 | 143 |
| BMO Harris Bank NA | 100 | 170 |
| United Wholesale Mortgage | 100 | 166 |
| Bank Five Nine | 99 | 126 |
| Associated Bank NA | 97 | 163 |
| Tri City National Bank | 89 | 147 |
| JPMorgan Chase Bank, NA | 88 | 130 |
| Guild Mortgage Company | 75 | 93 |
| Mortgage Research Center | 61 | 122 |
| Newrez LLC | 60 | 121 |
| Community State Bank | 57 | 71 |
| US Bank, N.A. | 56 | 129 |
| Gateway Mortgage Corporation | 55 | 72 |
| Trustone Financial Credit Union | 53 | 79 |
| DHI Mortgage Company, LTD. | 49 | 66 |
| Navy Federal Credit Union | 48 | 74 |
| Barrington Bank & Trust Company, N.A. | 48 | 56 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 42 | no rate: base under 50 |
| Asian | 124 | 28.4% of 102 decided |
| Black or African American | 446 | 33.1% of 362 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,464 | 18.7% of 5,687 decided |
| 2 or more minority races | 10 | no rate: base under 50 |
| Joint | 199 | 17.1% of 170 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,150 | 21.0% of 876 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 897 | 27.1% of 759 decided |
| Not Hispanic or Latino | 6,166 | 18.8% of 5,390 decided |
| Joint | 280 | 14.5% of 241 decided |
| Ethnicity Not Available | 1,104 | 21.9% of 860 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,565 | 23.4% of 2,175 decided |
| Female | 1,816 | 24.9% of 1,544 decided |
| Joint | 3,405 | 14.9% of 3,026 decided |
| Sex Not Available | 661 | 19.6% of 505 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1672 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved