Mortgage lending in Portage County, Wisconsin
Lenders in Portage County, Wisconsin reported 2,010 mortgage applications for 2025, according to the CFPB.
2,010 mortgage applications and 1,395 loans originated in 2025; the denial rate was 16.2% of 1,742 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portage County, WI.
- 2,010
- Applications
- 1,395
- Loans originated
- 16.2%
- Denial rate
- 283 denied of 1,742 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,010 | 1,395 |
| 2024 | 1,862 | 1,298 |
| 2023 | 1,650 | 1,143 |
| 2022 | 2,156 | 1,519 |
| 2021 | 3,623 | 2,668 |
| 2020 | 3,515 | 2,560 |
| 2019 | 2,325 | 1,627 |
| 2018 | 2,143 | 1,497 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Covantage Credit Union | 239 | 286 |
| US Bank, N.A. | 136 | 179 |
| Uw Credit Union | 98 | 138 |
| Simplicity Credit Union | 97 | 129 |
| Associated Bank NA | 71 | 104 |
| Rocket Mortgage | 58 | 76 |
| Bank First N.A. | 44 | 53 |
| Valley Communities Credit Union | 43 | 56 |
| Summit Credit Union | 40 | 54 |
| United Wholesale Mortgage | 34 | 45 |
| BMO Harris Bank NA | 30 | 60 |
| Old National Bank | 26 | 35 |
| Nicolet National Bank | 23 | 24 |
| Connexus Credit Union | 22 | 35 |
| WoodTrust Bank | 19 | 24 |
| Mortgage Research Center | 19 | 37 |
| Pennymac Loan Services LLC | 18 | 26 |
| Community First Credit Union | 17 | 27 |
| Prevail Bank | 15 | 20 |
| First Federal Bank | 15 | 16 |
| Waterstone Mortgage Corporation | 13 | 17 |
| Fairway Independent Mort Corp | 12 | 17 |
| First Colony Mortgage Corporat | 11 | 11 |
| JPMorgan Chase Bank, NA | 11 | 18 |
| Figure Lending LLC | 9 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 40 | no rate: base under 50 |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,670 | 15.7% of 1,464 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 242 | 14.8% of 196 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 1,681 | 16.1% of 1,468 decided |
| Joint | withheld | |
| Ethnicity Not Available | 252 | 14.6% of 212 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 539 | 18.0% of 473 decided |
| Female | 369 | 23.8% of 320 decided |
| Joint | 920 | 12.5% of 791 decided |
| Sex Not Available | 182 | 14.6% of 158 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1893 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved