Mortgage lending in Polk County, Wisconsin
Lenders in Polk County, Wisconsin reported 2,159 mortgage applications for 2025, according to the CFPB.
2,159 mortgage applications and 1,414 loans originated in 2025; the denial rate was 17.8% of 1,815 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Polk County, WI.
- 2,159
- Applications
- 1,414
- Loans originated
- 17.8%
- Denial rate
- 323 denied of 1,815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,159 | 1,414 |
| 2024 | 1,777 | 1,162 |
| 2023 | 1,674 | 1,086 |
| 2022 | 2,155 | 1,448 |
| 2021 | 3,738 | 2,632 |
| 2020 | 4,068 | 2,785 |
| 2019 | 2,646 | 1,772 |
| 2018 | 2,254 | 1,487 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Royal Credit Union | 243 | 337 |
| Westconsin Credit Union | 123 | 175 |
| Crosscountry Mortgage, LLC | 89 | 119 |
| Rocket Mortgage | 67 | 96 |
| loanDepot.com LLC | 49 | 76 |
| Hiawatha National Bank | 47 | 51 |
| United Wholesale Mortgage | 40 | 51 |
| Midwestone Bank | 38 | 52 |
| Bell Bank | 38 | 44 |
| US Bank, N.A. | 36 | 69 |
| Compeer Financial | 30 | 43 |
| Frandsen Bank & Trust | 22 | 40 |
| Pennymac Loan Services LLC | 20 | 31 |
| Mortgage Research Center | 19 | 37 |
| Guaranteed Rate, Inc. | 17 | 24 |
| Old National Bank | 16 | 23 |
| Prosperity Home Mortgage, LLC | 15 | 17 |
| Trustone Financial Credit Union | 14 | 20 |
| Fairway Independent Mort Corp | 14 | 17 |
| First National Community Bank | 14 | 14 |
| Associated Bank NA | 14 | 20 |
| Nationstar Mortgage | 13 | 17 |
| Newrez LLC | 12 | 22 |
| Freedom Mortgage Corporation | 12 | 32 |
| Bank Five Nine | 11 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,851 | 16.8% of 1,574 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 257 | 23.0% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,821 | 17.0% of 1,555 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 296 | 23.6% of 229 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 639 | 18.9% of 544 decided |
| Female | 379 | 24.8% of 314 decided |
| Joint | 966 | 14.0% of 821 decided |
| Sex Not Available | 175 | 19.9% of 136 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1097 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved