Mortgage lending in Pepin County, Wisconsin

Lenders in Pepin County, Wisconsin reported 255 mortgage applications for 2025, according to the CFPB.

255 mortgage applications and 162 loans originated in 2025; the denial rate was 21.6% of 222 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Pepin County, WI.

255
Applications: 162
Loans originated: 21.6%
Denial rate: 48 denied of 222 applications decided.

Every year

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Mortgage applications and loans originated in Pepin County, Wisconsin, by year
Year	Applications	Originated	Denied
2025	255	162	48
2024	182	115	30
2023	200	123	34
2022	237	157	39
2021	392	281	40
2020	444	307	58
2019	316	202	54
2018	228	146	36

The largest lenders here

Lenders in Pepin County, Wisconsin by loans originated, 2025
Lender	Originated	Applications
Westconsin Credit Union	28	35
Royal Credit Union	17	25
Rocket Mortgage	14	22
Security Financial Bank	9	11
Compeer Financial	9	16
Barrington Bank & Trust Company, N.A.	8	12
loanDepot.com LLC	5	6
WNB Financial	4	4
Altra Federal Credit Union	4	4
Mortgage Research Center	4	6
United Wholesale Mortgage	4	8
Crosscountry Mortgage, LLC	4	6
US Bank, N.A.	4	5
Envoy Mortgage, LTD	3	3
Affinity Plus Federal Credit Union	3	3
Summit Credit Union	2	2
Filo Mortgage, LLC	2	2
Fairway Independent Mort Corp	2	3
Union Home Mortgage Corp.	2	2
Cardinal Financial Company, Li	2	2
Bell Bank	2	3
First Security Bank	2	2
Associated Bank NA	2	4
Dairy State Bank	1	1
Nicolet National Bank	1	2

Applications by race, ethnicity and sex, 2025

By race, Pepin County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	222	22.1% of 195 decided
Joint	under 10
Race Not Available	27	no rate: base under 50

By ethnicity, Pepin County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	218	21.2% of 193 decided
Joint	under 10
Ethnicity Not Available	30	no rate: base under 50
Free Form Text Only	under 10

By sex, Pepin County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
Male	81	27.1% of 70 decided
Female	35	no rate: base under 50
Joint	119	18.9% of 106 decided
Sex Not Available	20	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1354 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026