Mortgage lending in Ozaukee County, Wisconsin
Lenders in Ozaukee County, Wisconsin reported 3,595 mortgage applications for 2025, according to the CFPB.
3,595 mortgage applications and 2,529 loans originated in 2025; the denial rate was 14.0% of 3,076 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Milwaukee-Waukesha, WI MSA.
- 3,595
- Applications
- 2,529
- Loans originated
- 14.0%
- Denial rate
- 430 denied of 3,076 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,595 | 2,529 |
| 2024 | 3,157 | 2,186 |
| 2023 | 3,133 | 2,247 |
| 2022 | 4,396 | 3,151 |
| 2021 | 8,168 | 6,002 |
| 2020 | 8,899 | 6,577 |
| 2019 | 5,314 | 3,895 |
| 2018 | 4,154 | 2,891 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Landmark Credit Union | 283 | 355 |
| Associated Bank NA | 151 | 204 |
| The Port Washington State Bank | 142 | 176 |
| Summit Credit Union | 139 | 197 |
| Uw Credit Union | 134 | 180 |
| BMO Harris Bank NA | 129 | 200 |
| Johnson Bank | 85 | 96 |
| Kohler Credit Union | 76 | 97 |
| Rocket Mortgage | 72 | 95 |
| Fairway Independent Mort Corp | 61 | 77 |
| Educators Credit Union | 56 | 68 |
| Bank Five Nine | 55 | 68 |
| US Bank, N.A. | 54 | 86 |
| A+ Mortgage Services, Inc. | 50 | 54 |
| North Shore Bank | 46 | 63 |
| Bank First N.A. | 46 | 59 |
| Newrez LLC | 45 | 75 |
| United Wholesale Mortgage | 40 | 52 |
| Ixonia Bank | 36 | 43 |
| Great Midwest Bank SSB | 35 | 43 |
| Guaranteed Rate Affinity, LLC | 34 | 41 |
| Guild Mortgage Company | 29 | 38 |
| JPMorgan Chase Bank, NA | 24 | 39 |
| Huntington National Bank | 21 | 27 |
| Nationstar Mortgage | 21 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 71 | 15.0% of 60 decided |
| Black or African American | 47 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,934 | 13.2% of 2,559 decided |
| 2 or more minority races | under 10 | |
| Joint | 100 | 14.0% of 86 decided |
| Race Not Available | 433 | 17.6% of 324 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 77 | 14.5% of 62 decided |
| Not Hispanic or Latino | 2,948 | 13.5% of 2,564 decided |
| Joint | 88 | 4.0% of 75 decided |
| Ethnicity Not Available | 482 | 19.2% of 375 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 908 | 20.1% of 768 decided |
| Female | 574 | 18.7% of 492 decided |
| Joint | 1,849 | 9.3% of 1,617 decided |
| Sex Not Available | 264 | 17.1% of 199 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 588 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved