Mortgage lending in Outagamie County, Wisconsin
Lenders in Outagamie County, Wisconsin reported 7,406 mortgage applications for 2025, according to the CFPB.
7,406 mortgage applications and 5,625 loans originated in 2025; the denial rate was 9.4% of 6,518 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Appleton, WI MSA.
- 7,406
- Applications
- 5,625
- Loans originated
- 9.4%
- Denial rate
- 615 denied of 6,518 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,406 | 5,625 |
| 2024 | 6,816 | 5,064 |
| 2023 | 5,582 | 4,162 |
| 2022 | 8,240 | 6,322 |
| 2021 | 13,707 | 10,587 |
| 2020 | 14,780 | 11,334 |
| 2019 | 9,257 | 7,039 |
| 2018 | 7,801 | 5,904 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community First Credit Union | 1,085 | 1,339 |
| Fox Communities Credit Union | 651 | 773 |
| Capital Credit Union | 386 | 526 |
| Nicolet National Bank | 221 | 248 |
| Rocket Mortgage | 173 | 212 |
| United Wholesale Mortgage | 170 | 195 |
| Associated Bank NA | 169 | 234 |
| Covantage Credit Union | 132 | 175 |
| Fairway Independent Mort Corp | 111 | 134 |
| Johnson Bank | 109 | 129 |
| Home State Bank National Association | 106 | 116 |
| BMO Harris Bank NA | 98 | 137 |
| Wells Fargo Bank NA | 98 | 117 |
| East Wisconsin Savings Bank | 93 | 121 |
| Guild Mortgage Company | 89 | 103 |
| Nations Lending Corporation | 73 | 83 |
| Wolf River Community Bank | 71 | 78 |
| US Bank, N.A. | 61 | 96 |
| Unison Credit Union | 57 | 64 |
| BLC Community Bank | 56 | 58 |
| Waterstone Mortgage Corporation | 55 | 64 |
| Mortgage Research Center | 48 | 89 |
| Verve, a Credit Union | 48 | 58 |
| Uw Credit Union | 41 | 50 |
| Freedom Mortgage Corporation | 41 | 87 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 64 | 20.0% of 60 decided |
| Asian | 166 | 11.8% of 135 decided |
| Black or African American | 74 | 16.9% of 65 decided |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 6,099 | 8.9% of 5,420 decided |
| 2 or more minority races | under 10 | |
| Joint | 152 | 6.3% of 128 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 836 | 12.0% of 697 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 187 | 18.0% of 161 decided |
| Not Hispanic or Latino | 6,233 | 8.8% of 5,539 decided |
| Joint | 125 | 11.0% of 100 decided |
| Ethnicity Not Available | 861 | 12.0% of 718 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,045 | 12.8% of 1,778 decided |
| Female | 1,222 | 11.8% of 1,077 decided |
| Joint | 3,521 | 6.5% of 3,150 decided |
| Sex Not Available | 618 | 10.5% of 513 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1217 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved