Mortgage lending in Oneida County, Wisconsin
Lenders in Oneida County, Wisconsin reported 1,649 mortgage applications for 2025, according to the CFPB.
1,649 mortgage applications and 1,084 loans originated in 2025; the denial rate was 17.3% of 1,364 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oneida County, WI.
- 1,649
- Applications
- 1,084
- Loans originated
- 17.3%
- Denial rate
- 236 denied of 1,364 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,649 | 1,084 |
| 2024 | 1,581 | 1,064 |
| 2023 | 1,532 | 1,032 |
| 2022 | 2,059 | 1,474 |
| 2021 | 3,415 | 2,443 |
| 2020 | 3,781 | 2,786 |
| 2019 | 2,443 | 1,655 |
| 2018 | 2,047 | 1,322 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Covantage Credit Union | 206 | 270 |
| Nicolet National Bank | 120 | 144 |
| Associated Bank NA | 67 | 112 |
| Rocket Mortgage | 50 | 72 |
| BMO Harris Bank NA | 47 | 93 |
| Peoples State Bank | 43 | 61 |
| Incrediblebank | 34 | 56 |
| Summit Credit Union | 30 | 42 |
| Ixonia Bank | 29 | 34 |
| US Bank, N.A. | 26 | 43 |
| Guild Mortgage Company | 23 | 32 |
| Uw Credit Union | 20 | 26 |
| United Wholesale Mortgage | 17 | 27 |
| Mortgage Research Center | 16 | 28 |
| loanDepot.com LLC | 13 | 22 |
| Bank Five Nine | 11 | 11 |
| Forward Bank | 11 | 12 |
| Landmark Credit Union | 8 | 13 |
| Nationstar Mortgage | 8 | 11 |
| Fairway Independent Mort Corp | 8 | 17 |
| Johnson Bank | 8 | 11 |
| Prosperity Home Mortgage, LLC | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 13 |
| Guaranteed Rate, Inc. | 7 | 9 |
| Pennymac Loan Services LLC | 7 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,337 | 17.3% of 1,119 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 276 | 15.7% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,317 | 17.8% of 1,104 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 297 | 13.7% of 234 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 438 | 20.1% of 363 decided |
| Female | 277 | 25.3% of 221 decided |
| Joint | 743 | 13.5% of 628 decided |
| Sex Not Available | 191 | 14.5% of 152 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1353 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved