Mortgage lending in Oconto County, Wisconsin
Lenders in Oconto County, Wisconsin reported 1,880 mortgage applications for 2025, according to the CFPB.
1,880 mortgage applications and 1,370 loans originated in 2025; the denial rate was 13.2% of 1,653 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oconto County, WI HUD Metro FMR Area.
- 1,880
- Applications
- 1,370
- Loans originated
- 13.2%
- Denial rate
- 218 denied of 1,653 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,880 | 1,370 |
| 2024 | 1,746 | 1,248 |
| 2023 | 1,598 | 1,149 |
| 2022 | 2,152 | 1,561 |
| 2021 | 3,278 | 2,439 |
| 2020 | 3,503 | 2,619 |
| 2019 | 2,311 | 1,691 |
| 2018 | 2,093 | 1,441 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Capital Credit Union | 136 | 173 |
| Covantage Credit Union | 107 | 131 |
| N.E.W. Credit Union | 100 | 102 |
| Fox Communities Credit Union | 83 | 95 |
| Associated Bank NA | 77 | 120 |
| PCM Credit Union | 63 | 65 |
| Rocket Mortgage | 51 | 65 |
| Nicolet National Bank | 47 | 52 |
| United Wholesale Mortgage | 47 | 53 |
| Johnson Bank | 41 | 54 |
| Community First Credit Union | 40 | 54 |
| Guaranteed Rate, Inc. | 29 | 38 |
| Bank First N.A. | 27 | 30 |
| Laona State Bank | 26 | 33 |
| First Colony Mortgage Corporat | 24 | 31 |
| Peshtigo National Bank | 22 | 25 |
| Stephenson National Bank & Trust | 21 | 24 |
| BMO Harris Bank NA | 20 | 30 |
| Nations Lending Corporation | 17 | 19 |
| Mortgage Research Center | 17 | 26 |
| North Shore Bank | 16 | 28 |
| Movement Mortgage, LLC | 16 | 22 |
| Flagstar Bank NA | 15 | 26 |
| Summit Credit Union | 14 | 24 |
| Guild Mortgage Company | 14 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,643 | 12.2% of 1,457 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 192 | 20.1% of 154 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,611 | 12.2% of 1,430 decided |
| Joint | withheld | |
| Ethnicity Not Available | 235 | 18.9% of 191 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 543 | 16.7% of 473 decided |
| Female | 245 | 18.1% of 215 decided |
| Joint | 940 | 9.0% of 844 decided |
| Sex Not Available | 152 | 19.8% of 121 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1892 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved