Mortgage lending in Monroe County, Wisconsin
Lenders in Monroe County, Wisconsin reported 1,601 mortgage applications for 2025, according to the CFPB.
1,601 mortgage applications and 1,067 loans originated in 2025; the denial rate was 16.4% of 1,366 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, WI.
- 1,601
- Applications
- 1,067
- Loans originated
- 16.4%
- Denial rate
- 224 denied of 1,366 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,601 | 1,067 |
| 2024 | 1,287 | 843 |
| 2023 | 1,086 | 757 |
| 2022 | 1,486 | 1,043 |
| 2021 | 2,249 | 1,613 |
| 2020 | 2,258 | 1,597 |
| 2019 | 1,369 | 906 |
| 2018 | 1,218 | 787 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank First N.A. | 132 | 166 |
| Altra Federal Credit Union | 84 | 105 |
| 1st Community Credit Union | 82 | 135 |
| United Wholesale Mortgage | 64 | 70 |
| Citizens First Bank | 62 | 67 |
| Mortgage Research Center | 44 | 80 |
| Rocket Mortgage | 42 | 67 |
| River Bank | 23 | 29 |
| Co-op Credit Union | 22 | 26 |
| Union Home Mortgage Corp. | 22 | 32 |
| Marine Credit Union | 20 | 54 |
| The First National Bank of Bangor | 19 | 19 |
| Compeer Financial | 19 | 23 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 19 | 22 |
| Bank of Ontario | 17 | 19 |
| Servion | 17 | 22 |
| Prosperity Home Mortgage, LLC | 16 | 20 |
| Firefighters Credit Union | 14 | 15 |
| R.I.A. Federal Credit Union | 13 | 26 |
| Associated Bank NA | 13 | 24 |
| Freedom Mortgage Corporation | 12 | 23 |
| Pennymac Loan Services LLC | 12 | 21 |
| Crosscountry Mortgage, LLC | 11 | 13 |
| Westby Co-Op Credit Union | 11 | 13 |
| Barrington Bank & Trust Company, N.A. | 10 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 19 | no rate: base under 50 |
| White | 1,310 | 15.8% of 1,140 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 213 | 15.2% of 164 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | 13.5% of 52 decided |
| Not Hispanic or Latino | 1,296 | 16.6% of 1,118 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 225 | 17.1% of 176 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 452 | 20.5% of 365 decided |
| Female | 262 | 26.9% of 227 decided |
| Joint | 735 | 11.2% of 652 decided |
| Sex Not Available | 152 | 12.3% of 122 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1352 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved